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1st Express Deposit

Business Checking

Account Name Minimum to Open Monthly Fee Earns Interest This Would Be Best For:
* Includes Sole Proprietors and Non-Profits. Must have supporting documentation for non-profit status.
Free Business Checking $100 $0 No Small businesses with low balances and limited account activity.
Basic Business Checking $100 $7 - Fee is waived if balance of $1000 kept in account No Growing businesses with moderate account activity and balances.
Business Checking PLUS* $100 $7 - Fee is waived if balance of $1000 kept in account Yes View rates Nonprofit or sole proprietors that want a basic checking account.
Premier Business Checking $100 Analyzed account pays an earned credit to help offset monthly maintenance and transactional fees No Established businesses with higher transaction volumes and cash management needs.
Pooled IOLTA Checking $25 $0 Yes View rates Attorneys or law firms.

Free Business Checking

  • Low minimum opening deposit
  • No minimum balance requirements
  • Free Online Banking
  • Free Online Bill Pay, Online ACH and Online Wires
  • Free Online Statements, Combined Statements, and Online Check Images
  • 50 transactions, 15 deposits & 150 items deposited free
  • After transaction limits are reached:
    • Checks paid - $0.15/ea.
    • Deposits - $0.20/ea.
    • Deposited items - $0.06/ea.

Basic Business Checking

  • Low minimum opening deposit
  • Online Banking – check with specialist for pricing
  • Online Bill Pay, Online ACH, and Online Wires – check with specialist for pricing
  • Free Online Statements, Combined Statements, and Online Check Images
  • 100 transactions, 30 deposits & 300 items deposited free
  • After transaction limits are reached:
    • Checks paid - $0.15/ea.
    • Deposits - $0.20/ea.
    • Deposit items - $0.06/ea.

Business Checking PLUS

  • Low minimum opening deposit
  • Earns interest at competitive rates
  • Online Banking – check with specialist for pricing
  • Online Bill Pay, Online ACH, and Online Wires – check with specialist for pricing
  • Free Online Statements, Combined Statements, and Online Check Images
  • 100 transactions, 30 deposits & 300 items deposited free
  • After transaction limits are reached:
    • Checks paid - $0.15/ea.
    • Deposits - $0.20/ea.
    • Deposit items - $0.06/ea.

Premier Business Checking

  • Low minimum opening deposit
  • Earnings credit allowance
  • Online Banking – check with specialist for pricing
  • Online Bill Pay, Online ACH, and Online Wires – check with specialist for pricing
  • Free Online Statements, Combined Statements, and Online Check Images
  • Checks paid - $0.15/ea.
  • Deposits - $0.20/ea.
  • Deposit items - $0.06/ea.

Pooled IOLTA Checking

  • An interest-earning account for attorneys or law firms
  • Used for the deposits of pooled client funds
  • For more information, please call us and ask to speak to one of our IOLTA Specialists

Account Terms Disclosure

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Business Savings

Account Name Minimum to Open Monthly Fee Earns Interest Why Choose this Account?
Business Money Market $100 $7.50 - Fee is waived if balance of $1500 kept in account Yes View rates Tiered rate structure means the more you save, the more you earn
Business Savings $100 $5.00 - Fee is waived if balance of $500 kept in account Yes View rates Competitive rates of interest, and low opening deposit

Business Money Market

  • Competitive tiered rates!
  • Low minimum opening deposit
  • Low monthly balance requirement
  • Online Banking – check with specialist for pricing
  • Online ACH and Online Wires – check with specialist for pricing
  • Free Online Statements, Combined Statements, and Online Check Images

Business Savings

  • Competitive tiered rates
  • Low minimum opening deposit
  • Low monthly balance requirement
  • Online Banking – check with specialist for pricing
  • Online ACH, and Online Wires – check with specialist for pricing
  • Free Online Statements and Combined Statements

Account Terms Disclosure

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How to open a new account

Please contact a business specialist, who will go over all the options, take your needs and goals into account, and help you make an informed choice that is best for you and your business.

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