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Money Markets and CDs

Money Markets and CDs from 1st Security Bank offer competitive rates and options for growing your money. Enjoy instant access to your money and earn higher rates with our High Yield Money Market account.

Money Markets and CDs Savings Accounts IRA and HSA Accounts Checking Accounts Online and Mobile Banking 1st Rewards Current Rates
CD Accounts

Certificates of Deposit

Earn higher returns with a CD deposit account

Open a CD Account(Opens an external site)

It's for you if:
You want guaranteed returns over a short period of time.

  • Earns interest?
    Yes; see rates
  • Minimum to open by CD term:
    $500 - $25,000; compare CDs
  • Monthly maintenance service charge:
    N/A
  • $0 maintenance service charge requirements:
    N/A
Black Friday CD Special
120-Day Black Friday CD Promo

Open an Account(Opens an external site)

Compare all CD rates and terms
View Locations
Compare all CD rates and terms

Terms and Conditions
1APY(Annual Percentage Yield) is effective 11/29/2024 through 12/6/2024. Minimum opening deposit for the 120-day CD is $2,500, maximum amount for each CD account is $240,000. Fees may reduce earnings on your account. Early withdrawal penalty may apply. Individual Retirement Accounts are excluded from this offer.
2Relationship is defined as opening and using a consumer or business checking account with 1st Security Bank.

Money Market Accounts

Tiered Rate Money Market

Save more. Earn more.

Open an Account

It's for you if:
You want to maximize earnings on your savings based on account balance

  • Earns interest?
    Yes; see rates
  • Minimum to open:
    $100
  • Monthly maintenance service charge:
    $0 if requirements are met. Otherwise, $15.
  • $0 maintenance service charge requirements:
    Maintain a minimum daily balance of $1,500

High Yield Money Market

Great rates at every level

Open an Account

It's for you if:
You have multiple 1st Security Bank accounts and want liquidity and earnings on your savings.

  • Earns interest?
    Yes; see rates
  • Minimum to open:
    $1,500
  • Monthly maintenance service charge:
    $0 if requirements are met. Otherwise, $15.
  • $0 maintenance service charge requirements:
    Maintain a minimum daily balance of $1,500 AND maintain an active 1st Security Bank business or consumer checking account

1st Rate Money Market

Take your savings to the limit

Open an Account

It's for you if:
You have a high balance and want our best Money Market rate.

  • Earns interest?
    Yes; see rates
  • Minimum to open:
    $100,000
  • Monthly maintenance service charge:
    $0 if requirements are met. Otherwise, $25.
  • $0 maintenance service charge requirements:
    Maintain a minimum daily balance of $100,000 AND maintain an active 1st Security Bank business or consumer checking account

Get started in minutes

1) Share a few details

Fill out new account paperwork securely online or at your nearest branch.

2) Fund your account

Transfer funds into your new 1st Security Bank account. Minimums may apply.

3) Enjoy better banking

Start reaching your financial goals with convenient money management tools and support.

Open an Account
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