Loan and Mortgage Relief⤴
Guide to coronavirus mortgage relief options
Important things to know first
For many homeowners with mortgages, there’s help, but first assess your situation.
If you can pay your mortgage, pay your mortgage.
Don’t call your mortgage servicer if you aren’t facing an immediate issue. Mortgage servicers are getting a lot of calls and need to first help those who won’t be able to pay their mortgage. Check their website first for possible options.
If you can’t pay your mortgage, or can only pay a portion, contact your mortgage servicer immediately.
It may take a while to get a loan servicer on the phone. Loan servicers are experiencing a high call volume and may also be impacted by the pandemic. Please be sure to read this blog carefully so you are prepared for this conversation.
A new federal law, the Coronavirus Aid, Relief, and Economic Security (CARES) Act, puts in place two protections for homeowners with federally backed mortgages:
- A foreclosure moratorium
- A right to forbearance for homeowners who are experiencing a financial hardship due to the COVID-19 emergency
If you don’t have a federally backed mortgage, you still may have relief options through your mortgage servicer or from your state. For more information from consumerfinance.gov
Stimulus Checks - IRS Economic Impact Payments⤴
Visit the IRS.gov website for the latest information on the coronavirus stimulus checks otherwise known as the Economic Impact Payments
EIP Card - Some economic impact payments being sent as a Debit Card
Some payments may be sent on a prepaid debit card known as The Economic Impact Payment Card
If you receive an Economic Impact Payment Card, it will arrive in a plain envelope from “Money Network Cardholder Services.” The Visa name will appear on the front of the Card; the back of the Card has the name of the issuing bank, MetaBank®, N.A. Information included with the Card will explain that the card is your Economic Impact Payment Card.
Please go to EIPcard.com or IRS.gov for more information.
Check on the status of your Economic Impact Payment
You May Need:
Your 2019 return, if filed, and Your 2018 return
Data is updated once per day overnight, so there's no need to check back more than once per day.
Note: If you receive an SSA or RRB Form 1099 or SSI or VA benefits, your information is not yet available in this application.
For Employees affected by COVID-19⤴
Employment Security Department (ESD) - Washington State - https://esd.wa.gov/newsroom/covid-19
Help Collecting your Unemployment Benefits - https://esd.wa.gov/unemployment
Get ready to apply
Before applying, download the unemployment application checklist to prepare.
Download ChecklistCheck eligibility
Internal Revenue Service (IRS) - http://www.irs.gov/coronavirus