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As we head into cooler months, it’s tempting to crank up the thermostat to keep the house nice and toasty while the temperature drops outside. But unless you live in a small, well-insulated apartment or tiny house, warming up a whole home can get very expensive pretty quickly. Go easier on your wallet (not to mention the planet) with these easy tips for reducing your energy usage this fall and winter.

Read the full article in the Finances FYI section of The Seattle Times, sponsored by 1st Security Bank.