Skip to main content

Fewer obstacles. More growth.

Alternate deposits icon

Convert more customers

Smaller payments make your services more affordable to your customers.

Checkmark icon

Close bigger projects

Because customers don’t have to pay up front, they don’t have to compromise on the scope of their project.

Arrows icon

Shorten the sales cycle

Reduce the time customers spend “thinking about it” with flexible payment options that make their choice easy.

Online security icon

Get started

Submit a dealer application online in minutes.

Apply Now 

Dealer lending

Why choose us?

  • Over 25 years of experience
    We offer one of the strongest financing programs in the western US, partnering with some of the largest home improvement companies in the nation.
  • Best-in-class service
    Get answers fast. With 1st Security bank, you’ll have direct access to underwriters, operations, and important decision makers.
  • Fast processing
    Most approvals take 5 minutes or less and are funded overnight.
  • Competitive choices
    Increase your profit margin with no-fee options and beat the competition with attractive rates and terms.
  • Customer-friendly features
    Electronic signatures, simple e-payments, no prepayment penalties: our financing is simple from start to finish.
Get Started Today

Financing Options

More ways to pay

Our Process

How it works

The financing process is streamlined so you can focus on what matters. Our team is available to help every step of the way.

  1. Get approved for dealer financing in minutes
  2. Submit customer loan application electronically
  3. E-sign customer loan agreement
  4. E-sign completion certificate
  5. We fund your project

Join our network of partners

Take the first step towards a stronger financial future by joining our ever-growing network of dealers and contractors today.

Dealer Lending Network Map

Apply Now  Contact Us

*Financing available in Arizona, California, Colorado, Idaho, Massachusetts, Minnesota, Montana, Nevada, New Hampshire, Oregon, Texas, Utah, and Washington.


Dealer lending documents

Dealer Credit Application

Download PDF 

Completion Certificate

Download PDF 

Payment Factor Table

Download PDF 

Subordination Request

Download PDF