Dealer Lending
Help customers say yes by offering affordable, flexible payment options.
BENEFITS
Fewer obstacles. More growth.
Convert more customers
Smaller payments make your services more affordable to your customers.
Close bigger projects
Because customers don’t have to pay up front, they don’t have to compromise on the scope of their project.
Shorten the sales cycle
Reduce the time customers spend “thinking about it” with flexible payment options that make their choice easy.
Why choose us?
- Over 25 years of experience
We offer one of the strongest financing programs in the western US, partnering with some of the largest home improvement companies in the nation. - Best-in-class service
Get answers fast. With 1st Security bank, you’ll have direct access to underwriters, operations, and important decision makers. - Fast processing
Most approvals take 5 minutes or less and are funded overnight. - Competitive choices
Increase your profit margin with no-fee options and beat the competition with attractive rates and terms. - Customer-friendly features
Electronic signatures, simple e-payments, no prepayment penalties: our financing is simple from start to finish.
Financing Options
More ways to pay
No-fee installment loans
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Up to 180 months at low interest rates. Great for maximizing margin while offering affordable payments.
Deferred loans
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3- 6- 12- and 18-month deferrals with a term up to 144 months. No payments until 30 days after deferred period ends, and no retroactive interest. A customer favorite.
Our Process
How it works
The financing process is streamlined so you can focus on what matters. Our team is available to help every step of the way.
- Get approved for dealer financing in minutes
- Submit customer loan application electronically
- E-sign customer loan agreement
- E-sign completion certificate
- We fund your project
Join our network of partners
Take the first step towards a stronger financial future by joining our ever-growing network of dealers and contractors today.
*Financing available in Arizona, California, Colorado, Idaho, Massachusetts, Minnesota, Montana, Nevada, New Hampshire, Oregon, Texas, Utah, and Washington.
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