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Money Markets and CDs

Money Markets and CDs from 1st Security Bank offer competitive rates and options for growing your money. Enjoy instant access to your money and earn higher rates with our High Yield Money Market account.

Money Markets and CDs Savings Accounts IRA and HSA Accounts Checking Accounts Online and Mobile Banking Current Rates
CD Accounts

Certificates of Deposit

Earn higher returns with a CD deposit account

Open a CD Account(Opens an external site)

It's for you if:
You want guaranteed returns over a short period of time.

  • Earns interest?
    Yes; see rates
  • Minimum to open by CD term:
    $500 - $25,000; compare CDs
  • Monthly maintenance service charge:
    N/A
  • $0 maintenance service charge requirements:
    N/A
11-Month Risk-Free CD

Visit Your Local Branch to Open

Compare all CD rates and terms

Compare all CD rates and terms

1APY(Annual Percentage Yield) is effective 4/27/2026. Minimum opening deposit required $25,000, maximum CD amount is $240,000. Fees may reduce earnings on your account. Early withdrawal penalty may apply. Total balance plus interest earned may be withdrawn to close the CD without penalty seven days or later after the account is open and funded. Partial withdrawal of principal is not permitted. Current customers may open this account online by logging in to Online Banking. Non-customers must visit their local branch to open this account.
2Relationship is defined as opening and using a consumer or business checking account with 1st Security Bank.

Featured Certificates

180-Day CD

Grow your savings in just 180-days with a CD earning up to 3.60% APY.

1-Year CD

Earn up to 3.25% APY with a 1-Year CD special. Visit your local branch or open online today.

11-Month Risk Free CD

Worry-free savings up to 3.50% APY with our 11-Month risk free CD.

All CD Rates

Explore all CD rates and terms to find the perfect match for your financial goals.

View All CDs 
Money Market Accounts

Tiered Rate Money Market

Save more. Earn more.

Open an Account

It's for you if:
You want to maximize earnings on your savings based on account balance

  • Earns interest?
    Yes; see rates
  • Minimum to open:
    $100
  • Monthly maintenance service charge:
    $0 if requirements are met. Otherwise, $15.
  • $0 maintenance service charge requirements:
    Maintain a minimum daily balance of $1,500

High Yield Money Market

Great rates at every level

Open an Account

It's for you if:
You have multiple 1st Security Bank accounts and want liquidity and earnings on your savings.

  • Earns interest?
    Yes; see rates
  • Minimum to open:
    $1,500
  • Monthly maintenance service charge:
    $0 if requirements are met. Otherwise, $15.
  • $0 maintenance service charge requirements:
    Maintain a minimum daily balance of $1,500 AND maintain an active 1st Security Bank business or consumer checking account

1st Rate Money Market

Take your savings to the limit

Open an Account

It's for you if:
You have a high balance and want our best Money Market rate.

  • Earns interest?
    Yes; see rates
  • Minimum to open:
    $100,000*
  • Monthly maintenance service charge:
    $0 if requirements are met. Otherwise, $25.
  • $0 maintenance service charge requirements:
    Maintain a minimum daily balance of $100,000 AND maintain an active 1st Security Bank business or consumer checking account

*Minimum opening deposit for the 1st Rate Money Market requires $50,000 in new money and can be combined with other funds on deposit at the Bank. New Money is defined as funds from another institution.

Get started in minutes

1) Share a few details

Fill out new account paperwork securely online or at your nearest branch.

2) Fund your account

Transfer funds into your new 1st Security Bank account. Minimums may apply.

3) Enjoy better banking

Start reaching your financial goals with convenient money management tools and support.

Open an Account
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