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Personal Checking

1 APY (ANNUAL PERCENTAGE YIELD) IS EFFECTIVE AS OF JUNE 1, 2021. APY IS SUBJECT TO CHANGES DAILY. FEES MAY REDUCE EARNINGS ON YOUR ACCOUNT.
Account Name Minimum Opening Deposit Annual Percentage Yield1 Minimum Daily Balance to
Avoid Service Charge
1st Platinum Checking

$0-$2,499.99
$2,500-$4,999.99
$5,000-$9,999.99
$10,000-$49,999.99
$50,000-$99,999.99
$100,000 and greater


$100
$100
$100
$100
$100
$100


NA
0.01%
0.01%
0.01%
0.05%
0.05%

$2,500
$2,500
$2,500
$2,500
$2,500
$2,500
1st Gold Checking $100 NA $500
1st Classic Checking $100 NA $0.00

Personal Savings Accounts

1 APY (ANNUAL PERCENTAGE YIELD) IS EFFECTIVE AS OF JUNE 1, 2021. APY IS SUBJECT TO CHANGES DAILY. FEES MAY REDUCE EARNINGS ON YOUR ACCOUNT. 2 TO OPEN THIS ACCOUNT, THE BANK REQUIRES A RELATIONSHIP ACCOUNT. RELATIONSHIP IS DEFINED AS OPENING AND USING A CONSUMER OR BUSINESS CHECKING ACCOUNT WITH 1ST SECURITY BANK.
Account Name Minimum Opening Deposit Annual Percentage Yield1 Minimum Daily Balance to
Avoid Service Charge
High Yield Money Market2

$0-$4,999.99
$5,000-$49,999.99
$50,000-$99,999.99
$100,000 and greater


$1,500
$1,500
$1,500
$1,500


0.05%
0.10%
0.10%
0.25%

$1,500
$1,500
$1,500
$1,500
Tiered Rate Money Market

$0-$4,999.99
$5,000-$49,999.99
$50,000-$99,999.99
$100,000 and greater


$1,500
$1,500
$1,500
$1,500


0.01%
0.025%
0.025%
0.05%

$1,500
$1,500
$1,500
$1,500
Preferred Savings $100 0.05% $300
Youth Savings $5 0.10% $0.00
Uniform Transfer to Minors $50 0.10% $0.00
Optimum Savings2

$0-$5,000
$5,000.01 and greater


$100
$100


1.00%
1.00% to 0.05%

NA
NA

CDs and Certificate IRAs

1 APY (ANNUAL PERCENTAGE YIELD) IS EFFECTIVE AS OF MAY 3, 2021. APY IS SUBJECT TO CHANGES DAILY. FEES MAY REDUCE EARNINGS ON YOUR ACCOUNT. 2 TO OPEN THIS ACCOUNT, THE BANK REQUIRES A RELATIONSHIP ACCOUNT. RELATIONSHIP IS DEFINED AS OPENING AND USING A CONSUMER OR BUSINESS CHECKING ACCOUNT WITH 1ST SECURITY BANK.
Account Name Minimum Opening Deposit Annual Percentage Yield1 Annual Percentage Yield with Relationship Account2
Certificates of Deposit

180-Day
1-Year
21-Month
30-Month
5-Year


$500
$500
$500
$500
$500


0.01%
0.01%
0.10%
0.20%
0.40%

0.25%
0.35%
0.45%
0.55%
0.75%
Certificate of Deposit Specials

11-Month


$25,000


0.01%

0.20%

Business Checking

1 THIS ACCOUNT PAYS AN EARNINGS CREDIT ALLOWANCE. BALANCES EARN A CREDIT THAT MAY OFFSET MONTHLY MAINTENANCE AND TRANSACTION FEES AND CHARGES.
Account Name Minimum Opening Deposit Annual Percentage Yield1 Minimum Daily Balance to
Avoid Service Charge
1st Business Checking $100 NA $1,500
Premier Business Checking $100 NA See below**
Nonprofit Checking $100 NA $2,500
Small Business Checking $100 NA NA

Business Savings

1 APY (ANNUAL PERCENTAGE YIELD) IS EFFECTIVE AS OF JUNE 15, 2021. APY IS SUBJECT TO CHANGES DAILY. FEES MAY REDUCE EARNINGS ON YOUR ACCOUNT. 2 RELATIONSHIP ACCOUNT REQUIREMENT: TO OPEN THIS ACCOUNT THE CUSTOMER MUST MAINTAIN AN ACTIVE NONPROFIT OR PREMIER BUSINESS CHECKING ACCOUNT.
Account Name Minimum Opening Deposit Annual Percentage Yield1 Minimum Daily Balance to
Avoid Service Charge
Business Money Market

$0-$9,999.99
$10,000-$24,999.99
$25,000-$49,999.99
$50,000-$99,999.99
$100,000-$249,999.99
$250,000-$999,999.99
$1,000,000 and greater


$1,500
$1,500
$1,500
$1,500
$1,500
$1,500
$1,500


0.01%
0.05%
0.10%
0.10%
0.10%
0.15%
0.30%

$1,500
$1,500
$1,500
$1,500
$1,500
$1,500
$1,500
Business Savings $500 0.01% $500
Nonprofit Savings2

$0-$2,499.99
$2,500-$4,999.99
$5,000-$9,999.99
$10,000-$49,999.99
$50,000-$99,999.99
$100,000 and greater


$2,500
$2,500
$2,500
$2,500
$2,500
$2,500


0.00%
0.01%
0.05%
0.05%
0.15%
0.30%

$2,500
$2,500
$2,500
$2,500
$2,500
$2,500

We pay a competitive rate on amounts over $2,500,000. Call your local branch for rate information.