Skip to main content

Rates

Current rates for deposit accounts at 1st Security Bank.

Open an Account

*¹ APY (ANNUAL PERCENTAGE YIELD) IS EFFECTIVE AS OF JUNE 1, 2021. APY IS SUBJECT TO CHANGES DAILY. FEES MAY REDUCE EARNINGS ON YOUR ACCOUNT.*

Compare Checking Accounts
Account Name	Minimum Opening Deposit	Annual Percentage Yield¹	Minimum Daily Balance to Avoid Service Charge
1st Platinum Checking $0-$2,499.99 $2,500-$4,999.99 $5,000-$9,999.99 $10,000-$49,999.99 $50,000-$99,999.99 $100,000 and greater	$100 $100 $100 $100 $100 $100	NA 0.01% 0.01% 0.01% 0.05% 0.05%	$2,500 $2,500 $2,500 $2,500 $2,500 $2,500
1st Gold Checking	$100	NA	$500
1st Classic Checking	$100	NA	$0.00

¹ APY (ANNUAL PERCENTAGE YIELD) IS EFFECTIVE AS OF MAY 09, 2022. APY IS SUBJECT TO CHANGES DAILY. FEES MAY REDUCE EARNINGS ON YOUR ACCOUNT. ² TO OPEN THIS ACCOUNT, THE BANK REQUIRES A RELATIONSHIP ACCOUNT. RELATIONSHIP IS DEFINED AS OPENING AND USING A CONSUMER OR BUSINESS CHECKING ACCOUNT WITH 1ST SECURITY BANK.

Compare Savings Accounts
Account Name	Minimum Opening Deposit	Annual Percentage Yield¹	Minimum Daily Balance to Avoid Service Charge
High Yield Money Market² up to $4,999.99 $5,000-$99,999.99 $100,000-$249,999.99 $250,000-$999,999.99 $1,000,000 and greater	$1,500 $1,500 $1,500 $1,500 $1,500	0.15% 0.20% 0.25% 0.50% 0.50%	$1,500 $1,500 $1,500 $1,500 $1,500
Tiered Rate Money Market up to $4,999.99 $5,000-$99,999.99 $100,000 and greater	$1,500 $1,500 $1,500	0.11% 0.125% 0.15%	$1,500 $1,500 $1,500
Preferred Savings	$100	0.05%	$300
Youth Savings	$5	0.10%	$0.00
Uniform Transfer to Minors	$50	0.10%	$0.00
Optimum Savings² $0-$5,000 $5,000.01 and greater	$100 $100	1.00% 1.00% to 0.05%	NA NA

¹ APY (ANNUAL PERCENTAGE YIELD) IS EFFECTIVE AS OF MAY 09, 2022. APY IS SUBJECT TO CHANGES DAILY. FEES MAY REDUCE EARNINGS ON YOUR ACCOUNT. EARLY WITHDRAWAL PENALTY MAY APPLY. ² TO OPEN THIS ACCOUNT, THE BANK REQUIRES A RELATIONSHIP ACCOUNT. RELATIONSHIP IS DEFINED AS OPENING AND USING A CONSUMER OR BUSINESS CHECKING ACCOUNT WITH 1ST SECURITY BANK.

Open a CD account
Account Name	Minimum Opening Deposit	Annual Percentage Yield¹	Annual Percentage Yield with Relationship Account²
Certificates of Deposit 180-Day 1-Year 21-Month 30-Month 48-Month 5-Year	$500 $500 $500 $500 $500 $500	0.01% 0.65% 1.15% 0.15% 1.65% 1.90%	0.20% 1.00% 1.50% 0.50% 2.00% 2.25%
Certificate of Deposit Specials 11-Month	$25,000	0.01%	0.15%

*¹ THIS ACCOUNT PAYS AN EARNINGS CREDIT ALLOWANCE. BALANCES EARN A CREDIT THAT MAY OFFSET MONTHLY MAINTENANCE AND TRANSACTION FEES AND CHARGES.*

Compare Checking Accounts
Account Name	Minimum Opening Deposit	Annual Percentage Yield¹	Minimum Daily Balance to Avoid Service Charge
1st Business Checking	$100	NA	$1,500
Premier Business Checking	$100	NA	See below**
Nonprofit Checking	$100	NA	$2,500
Small Business Checking	$100	NA	NA

¹ APY (ANNUAL PERCENTAGE YIELD) IS EFFECTIVE AS OF MAY 09, 2022. APY IS SUBJECT TO CHANGES DAILY. FEES MAY REDUCE EARNINGS ON YOUR ACCOUNT. ² RELATIONSHIP ACCOUNT REQUIREMENT: TO OPEN THIS ACCOUNT THE CUSTOMER MUST MAINTAIN AN ACTIVE NONPROFIT OR PREMIER BUSINESS CHECKING ACCOUNT.

Compare Savings Accounts
Account Name	Minimum Opening Deposit	Annual Percentage Yield¹	Minimum Daily Balance to Avoid Service Charge
Business Money Market up to $9,999.99 $10,000-$24,999.99 $25,000-$99,999.99 $100,000-$249,999.99 $250,000-$999,999.99 $1,000,000 and greater	$1,500 $1,500 $1,500 $1,500 $1,500 $1,500	0.11% 0.15% 0.20% 0.25% 0.50% 0.50%	$1,500 $1,500 $1,500 $1,500 $1,500 $1,500
Business Savings	$500	0.01%	$500
Nonprofit Savings² $0-$2,499.99 $2,500-$4,999.99 $5,000-$9,999.99 $10,000-$49,999.99 $50,000-$99,999.99 $100,000 and greater	$2,500 $2,500 $2,500 $2,500 $2,500 $2,500	0.00% 0.01% 0.05% 0.05% 0.15% 0.30%	$2,500 $2,500 $2,500 $2,500 $2,500 $2,500