Money Markets and CDs
Account Name | Minimum Opening Deposit | Annual Percentage Yield1 | Annual Percentage Yield with Relationship Account2 |
---|---|---|---|
Certificates of Deposit3,5 180-Day 1-Year 21-Month 30-Month 48-Month 5-Year 11-Month Risk Free CD4,5,6 |
$500 $500 $500 $500 $500 $500 $25,000 |
3.75% 3.20% 3.00% 2.25% 3.00% 1.90% 3.10% |
4.50% 3.95% 3.75% 3.00% 3.75% 2.65% 3.85% |
Account Name | Minimum Opening Deposit | Annual Percentage Yield1 | Minimum Daily Balance to Avoid Service Charge |
High Yield Money Market up to $4,999.99 $5,000-$99,999.99 $100,000-$249,999.99 $250,000-$999,999.99 $1,000,000 and greater |
$1,500 $1,500 $1,500 $1,500 $1,500 |
0.50% 0.75% 1.00% 1.50% 2.00% |
$1,500 $1,500 $1,500 $1,500 $1,500 |
Tiered Rate Money Market up to $4,999.99 $5,000-$49,999.99 $50,000-$99,999.99 $100,000 and greater |
$100 $100 $100 $100 |
0.35% 0.55% 0.75% 1.00% |
$1,500 $1,500 $1,500 $1,500 |
1st Rate Money Market5,6 up to $99,999.99 $100,000.00 and greater |
$100,0007 $100,0007 |
0.05% 4.00% |
$100,000 $100,000 |
Personal Checking
Account Name | Minimum Opening Deposit | Annual Percentage Yield1 | Minimum Daily Balance to Avoid Service Charge |
---|---|---|---|
1st Platinum Checking $0-$2,499.99 |
|
NA 0.01% 0.01% 0.01% 0.05% 0.05% |
$2,500 $2,500 $2,500 $2,500 $2,500 $2,500 |
1st Gold Checking | $100 | NA | $500 |
1st Classic Checking | $100 | NA | $0.00 |
Personal Savings
Account Name | Minimum Opening Deposit | Annual Percentage Yield1 | Minimum Daily Balance to Avoid Service Charge |
---|---|---|---|
Optimum Savings2,3
$0-$5,000 |
|
5.00% 5.00% to 0.25% |
NA NA |
Preferred Savings | $100 | 0.05% | $300 |
Youth Savings Must be opened at a branch |
$5 | 0.10% | $0.00 |
Uniform Transfer to Minors Must be opened in-branch |
$50 | 0.10% | $0.00 |
Business Checking
Account Name | Minimum Opening Deposit | Annual Percentage Yield1 | Minimum Daily Balance to Avoid Service Charge |
---|---|---|---|
1st Business Checking | $100 | NA | $1,500 |
Premier Business Checking | $100 | NA | See below** |
Nonprofit Checking | $100 | NA | $2,500 |
Small Business Checking | $100 | NA | NA |
Business Savings
Account Name | Minimum Opening Deposit | Annual Percentage Yield1 | Minimum Daily Balance to Avoid Service Charge |
---|---|---|---|
Business Money Market up to $9,999.99 |
|
0.46% 0.65% 0.85% 1.25% 1.50% 2.00% |
$1,500 $1,500 $1,500 $1,500 $1,500 $1,500 |
Business Optimum Savings2,3
$0-$15,000 |
|
5.00% 5.00% to 0.25% |
NA NA |
Business Savings | $500 | 0.01% | $500 |
Nonprofit Savings2
$0-$49,999.99 |
|
1.00% 1.50% 3.50% |
$2,500 $2,500 $2,500 |