
Money Markets and CDs
Account Name | Minimum Opening Deposit | Annual Percentage Yield1 | Annual Percentage Yield with Relationship Account2,4 |
---|---|---|---|
Certificates of Deposit5
180-Day7
*Special Rate* |
|
4.40% 2.30% 3.65% 2.65% 3.65% 2.30% 4.15% |
4.75% 2.65% 4.21% 3.00% 4.00% 2.65% 4.50% |
Account Name | Minimum Opening Deposit | Annual Percentage Yield1 | Minimum Daily Balance to Avoid Service Charge |
High Yield Money Market2
up to $4,999.99 |
|
0.40% 0.45% 0.50% 1.00% 1.10% |
$1,500 $1,500 $1,500 $1,500 $1,500 |
Tiered Rate Money Market up to $4,999.99 |
|
0.25% 0.30% 0.35% 0.40% |
$1,500 $1,500 $1,500 $1,500 |
Personal Checking
Account Name | Minimum Opening Deposit | Annual Percentage Yield1 | Minimum Daily Balance to Avoid Service Charge |
---|---|---|---|
1st Platinum Checking $0-$2,499.99 |
|
NA 0.01% 0.01% 0.01% 0.05% 0.05% |
$2,500 $2,500 $2,500 $2,500 $2,500 $2,500 |
1st Gold Checking | $100 | NA | $500 |
1st Classic Checking | $100 | NA | $0.00 |
Personal Savings
Account Name | Minimum Opening Deposit | Annual Percentage Yield1 | Minimum Daily Balance to Avoid Service Charge |
---|---|---|---|
Optimum Savings2,3
$0-$5,000 |
|
5.00% 5.00% to 0.25% |
NA NA |
Preferred Savings | $100 | 0.05% | $300 |
Youth Savings Must be opened at a branch |
$5 | 0.10% | $0.00 |
Uniform Transfer to Minors Must be opened in-branch |
$50 | 0.10% | $0.00 |
Business Checking
Account Name | Minimum Opening Deposit | Annual Percentage Yield1 | Minimum Daily Balance to Avoid Service Charge |
---|---|---|---|
1st Business Checking | $100 | NA | $1,500 |
Premier Business Checking | $100 | NA | See below** |
Nonprofit Checking | $100 | NA | $2,500 |
Small Business Checking | $100 | NA | NA |
Business Savings
Account Name | Minimum Opening Deposit | Annual Percentage Yield1 | Minimum Daily Balance to Avoid Service Charge |
---|---|---|---|
Business Money Market up to $9,999.99 |
|
0.36% 0.40% 0.45% 0.50% 0.75% 0.75% |
$1,500 $1,500 $1,500 $1,500 $1,500 $1,500 |
Business Savings | $500 | 0.01% | $500 |
Nonprofit Savings2
$0-$2,499.99 |
|
0.00% 0.01% 0.05% 0.05% 0.15% 0.30% |
$2,500 $2,500 $2,500 $2,500 $2,500 $2,500 |