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The holidays are coming up, which for most people means spending a lot of money. You may not be able to reduce the number of people on your guest list, but you can cut back financially in other areas to help save money through this expensive season and beyond, applying those savings to a big, exciting purchase or just socking away extra cash for emergencies.

Read the full article in the Finances FYI section of The Seattle Times, sponsored by 1st Security Bank.