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Rental payment history is now considered by Fannie Mae (Conventional Loans) when making a loan underwriting decision. Future borrowers, especially renters looking to become first-time homebuyers, will now be able to leverage their positive rental payment history when applying for a mortgage without any additional burden to the borrower(s). 

This decision provides renters the opportunity to more easily achieve the dream of homeownership and could open the door to many who were shut out by previous underwriting rules.

Contact a home loan officer for pre-approval or to discuss your options.