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Everyone wants to save money, but it can be a lot easier said than done. Many of us have tried budgeting in the past with little success and are left without a safety net.

Having about six months’ worth of expenses socked away in case of emergency is essential in case you lose your job or have a large, unexpected expense. Luckily, with just a few minor tweaks to your habits, you can save money for just about anything.

Read the full article in the Finances FYI section of The Seattle Times, sponsored by 1st Security Bank.