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You may have heard of the term “phishing scam,” but it can be hard to know the facts around these cybercrimes and how to protect yourself.

In general, phishing scams try to trick people into giving up personal, confidential information by pretending to be a company or person they’re not. They do this to access things like online banking or email accounts, often locking the legitimate user out and wreaking havoc.

Read the full article in the Finances FYI section of The Seattle Times, sponsored by 1st Security Bank.