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Boy playing fetch with a large ball in the backyard

The homebuying process is complicated and intimidating, especially if it’s your first time. And for most people, buying a home means getting a mortgage, a complex process with many steps and places where you can go wrong.

Few of us learn how mortgages work before it comes time to apply for one, so it’s difficult to tell fact from fiction when it comes time to get a mortgage yourself. But it’s crucial to understand the details of this vital part of your financial life because your mortgage has wide-ranging impacts on the rest of your finances. 

Read the full article in the Finances FYI section of The Seattle Times, sponsored by 1st Security Bank.