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So much of our lives take place online, including things like paying bills, shopping, getting paid and even sending a friend money for your half of the lunch bill. With so much transfer of sensitive financial information online, it makes sense to be a little wary of what’s happening to your data and what it could mean for your finances.

Your credit score is the most common aspect of your financial life that can be hurt by malicious activity online. This critical number is calculated based on several factors, including how much of your total credit limit you’ve used, your payment history and the age of your credit accounts. 

Read the full article in the Finances FYI section of The Seattle Times, sponsored by 1st Security Bank.