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Additional Features:
  • No Income Limits
  • Eligible properties include Single Family Residence, Condo/PUD, 2-4 Unit, Primary. Attached/Detached Properties.
  • 30 and 15-Year Fixed Terms
  • 95% Loan-To-Value on Cash out Refinances with a 620 Minimum FICO
  • Loan-To-Value up to 97% with a 640 Minimum FICO
  • No Tricks - Just great pricing and service!

Purchase and Refinance savings examples in Community Lending areas:

  • On a purchase for a borrower with a FICO Score of 640 and a loan-to-value of 95%, this reduces the closing cost on a Conforming loan by 2.50%*.
    For a $500,000 loan, this translates to a savings of $12,500.00.
  • A cash-out refinance at an 80% loan-to-value with a borrower having a 680 FICO score, the program reduces the cost by 6.00%* on a Conforming loan.
    For a $500,000 loan, this results in a $30,000 reduction in our standard fee.

Regional Coverage:

To determine if your home or a prospective property qualifies, please click on the link below and enter the address or contact a loan officer today:

Identify Eligible PropertiesTalk with a loan officer

*Savings examples are as of 12/19/23 and pricing is subject to change. 

Eligible Markets