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With seemingly endless options, picking the right credit card can seem impossible. Spotting differences between cards can be difficult, but the features and fees vary widely. New cardholders need to know what each option offers and be able to determine which works best for their specific financial situation.

Below, we’ve listed some key facts to know about picking the right credit card. From what various companies offer their customers, typical fees and rates to expect, and important considerations, you’ll know exactly what to look for when searching for a new credit card.

Read the full article in the Finances FYI section of The Seattle Times, sponsored by 1st Security Bank.