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Personal savings account benefits
BENEFITS

Simplify the way you save

Watch your savings grow and stay in-the-know with smart banking tools you can use almost anywhere.

Every 1st Security Bank personal savings account includes:

  • Free email and text alerts
  • Free online banking
  • Free mobile banking and mobile deposits
  • Free 24-hour telephone banking
  • Free money management across multiple accounts
Account Types

Optimum Savings

Watch your money grow

Find a Branch Near You

It's for you if:
You want to build savings faster with our best interest rates

  • Earns interest?
    Yes; see rates
  • Minimum to open:
    $100
  • Monthly maintenance service charge:
    $0 if requirements are met. Otherwise, $15.
  • $0 maintenance service charge requirements:
    Transfer $100+ from your 1st Security Bank personal checking account to your Optimum Savings account at least once per month

Preferred Savings

No-fuss management

Open an Account

It's for you if:
You like the flexibility of low-balance minimums

  • Earns interest?
    Yes; see rates
  • Minimum to open:
    $100
  • Monthly maintenance service charge:
    $0 if requirements are met. Otherwise, $10.
  • $0 maintenance service charge requirements:
    Maintain a minimum daily balance of $300
Youth Accounts

Youth Savings

Free and easy for customers under 18

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It's for you if:
You’re under 18 and want a simple way to save

  • Earns interest?
    Yes; see rates
  • Minimum to open:
    $5
  • Monthly maintenance service charge:
    $0
  • $0 maintenance service charge requirements:
    None

Uniform Transfer to Minors

Build your child’s savings

Find a Branch Near You

It's for you if:
You want to save for your child and transfer the account to them later

  • Earns interest?
    Yes; see rates
  • Minimum to open:
    $50
  • Monthly maintenance service charge:
    $0
  • $0 maintenance service charge requirements:
    None

For even more ways to save, explore money market accounts and CDs.


Get started in minutes

1) Share a few details

Fill out new account paperwork securely online or at your nearest branch.

2) Fund your account

Transfer funds into your new 1st Security Bank account. Minimums may apply.

3) Enjoy better banking

Start reaching your financial goals with convenient money management tools and support.