1Annual Percentage Yield. Rates are subject to change daily. Fees may reduce earnings on your account. APY is current as of 02/21/23. Business accounts are not eligible for this offer. 2To open the Optimum Savings account and avoid a monthly service charge the customer must maintain a 1st Security Bank Checking account and perform a minimum $100 transfer from this checking account to the Optimum Savings account at least once a month. Limit one Optimum Savings account per primary tax owner of each 1st Security Bank checking account.
Savings Accounts
Whether you’re saving for a rainy day or a brighter future, we can help you get there.

Simplify the way you save
Watch your savings grow and stay in-the-know with smart banking tools you can use almost anywhere.
Every 1st Security Bank personal savings account includes:
- Free email and text alerts
- Free online banking
- Free mobile banking and mobile deposits
- Free 24-hour telephone banking
- Free money management across multiple accounts
Optimum Savings
Watch your money grow
It's for you if:
You want to build savings faster with our best interest rates
- Earns interest?
Yes; see rates - Minimum to open:
$100 - Monthly maintenance service charge:
$0 if requirements are met. Otherwise, $15. - $0 maintenance service charge requirements:
Transfer $100+ from your 1st Security Bank personal checking account to your Optimum Savings account at least once per month
Preferred Savings
No-fuss management
It's for you if:
You like the flexibility of low-balance minimums
Youth Savings
Free and easy for customers under 18
It's for you if:
You’re under 18 and want a simple way to save
Uniform Transfer to Minors
Build your child’s savings
It's for you if:
You want to save for your child and transfer the account to them later
For even more ways to save, explore money market accounts and CDs.
Get started in minutes
Fill out new account paperwork securely online or at your nearest branch.
Transfer funds into your new 1st Security Bank account. Minimums may apply.
Start reaching your financial goals with convenient money management tools and support.