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For decades, home ownership has represented the quintessential American dream. However, for many families and individuals, this dream has been out of reach due to factors such as low income, lack of access to credit, or living in underserved areas. That is why 1st Security Bank is dedicated to making homeownership more accessible through its Community Lending Program. This program is not just about providing financial solutions; it's about nurturing dreams and fostering stronger communities and households.

Targeted Support for Underserved Areas

At the heart of 1st Security Bank's approach is our focus on underserved areas. At 1st Security Bank, we offer tailored Conventional and Conventional High Balance Loan Programs designed to reduce the financial burdens often associated with purchasing or refinancing a home. This targeted support underscores our commitment to level the playing field and make homeownership more achievable for individuals and families in underserved areas.

Simplified Pricing Structure

One of the most significant barriers to homeownership is the cost of acquiring a mortgage. At 1st Security Bank, we address this improved pricing and reductions in standard fees that can add up to thousands of dollars in savings.

Additional Features for Flexibility and Accessibility

1st Security Bank's Community Lending Program doesn't stop at just offering lower costs. We extend further benefits such as no income limits and the absence of Loan Level Pricing Adjustments for various property types, including Owner-Occupied, Second Home, and Investment Properties. In addition, the program provides flexibility in terms of loan terms, offering both 30 and 15-year fixed terms, catering to diverse financial situations and long-term planning.

Expansive Regional Coverage

1st Security Bank's Community Lending Program is more than a financial initiative; it is a commitment to enriching lives and communities. By making homeownership more accessible, our goal is to actively contribute to the creation of robust, vibrant communities across multiple states.

To learn more about how you can take advantage of this program, reach out to 1st Security Bank today and start building a stable foundation for your future by unlocking the dream of homeownership. To learn more about our Community Lending Program features and eligible markets, simply click on the link below or contact a home loan officer today: