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CD Accounts

Certificates of Deposit

Earn higher returns with a CD deposit account

Open a CD Account(Opens an external site)

It's for you if:
You want guaranteed returns over a short period of time.

  • Earns interest?
    Yes; see rates
  • Minimum to open by CD term:
    $500 - $25,000; compare CDs
  • Monthly maintenance service charge:
    N/A
  • $0 maintenance service charge requirements:
    N/A
11-Month Risk Free CD, 13-Month CD, and 1-Year Variable Rate CD

1APY (Annual Percentage Yield) is effective 06/05/23. Minimum to open $500. Maximum CD opening deposit amount is $240,000. Fees may reduce earnings on your account. Early withdrawal penalty may apply.
2Relationship is defined as opening and using a consumer or business checking account with 1st Security Bank.
3APY (Annual Percentage Yield) is effective 08/21/23. Minimum opening deposit $25,000 up to a maximum of $240,000 for this 11 Month Risk Free CD. Total balance plus interest earned may be withdrawn to close the CD without penalty seven days or later after the account was opened and funded. Partial withdrawals of principal are not permitted. Fees may reduce earnings on your account. Early withdrawal penalty may apply.
4APY (Annual Percentage Yield) is effective 09/05/23. Minimum to open $5,000. Maximum CD opening deposit amount is $240,000. APY and interest rate may change at any time after the account is opened. The rates shown above are based upon the U.S. 1 Year Treasury Bill rate as of the last Wednesday of each month at the end of the day, 5:00 PM PT, minus an index of 0.50 for a relationship and 1.25% for a non-relationship with the Bank. The variable rate update will occur on the first business day of the following week after the published rate change and indexed rate calculation. Fees may reduce earnings on your account. Early withdrawal penalty may apply.

Money Market Accounts

Tiered Rate Money Market

Save more. Earn more.

Open an Account

It's for you if:
You want to maximize earnings on your savings based on account balance

  • Earns interest?
    Yes; see rates
  • Minimum to open:
    $100
  • Monthly maintenance service charge:
    $0 if requirements are met. Otherwise, $15.
  • $0 maintenance service charge requirements:
    Maintain a minimum daily balance of $1,500

High Yield Money Market

Great rates at every level

Open an Account

It's for you if:
You have multiple 1st Security Bank accounts and want liquidity and earnings on your savings.

  • Earns interest?
    Yes; see rates
  • Minimum to open:
    $1,500
  • Monthly maintenance service charge:
    $0 if requirements are met. Otherwise, $15.
  • $0 maintenance service charge requirements:
    Maintain a minimum daily balance of $1,500 AND maintain an active 1st Security Bank business or consumer checking account

Get started in minutes

1) Share a few details

Fill out new account paperwork securely online or at your nearest branch.

2) Fund your account

Transfer funds into your new 1st Security Bank account. Minimums may apply.

3) Enjoy better banking

Start reaching your financial goals with convenient money management tools and support.