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Home Equity Lines of Credit

If you own your home, it may be the key to cost-effective borrowing. The value in your home over and above what you owe on your mortgage is referred to as equity. Borrowing against your home’s equity can make it simple to access funds for almost anything you need, such as:

  • buying a new car
  • funding a college education
  • paying for a wedding
  • taking a great vacation
  • consolidating bills

And, for most people, borrowing against home equity has a big advantage over other types of loans: the interest you pay may be tax-deductible*. We can lend up to 80% of your home’s current value, and our Home Equity Line of Credit features a competitive interest rate. Plus, because it is a line of credit, you can access money when you need it, pay it down, then access it again.

To apply, call or visit any of our branches. We will be happy to answer your questions and walk you through the quick and easy application process.

* Be sure to consult your tax advisor to see how this applies to you.