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RON and eClosing

Meet with a notary over video call
Meet with a notary over video call

Remote Online Notarization (RON) occurs when you complete your final closing documents remotely without meeting face to face. RON is a form of eClosing where you can use an electronic signature while appearing before a remote notary utilizing online audio-visual technology. This results in being able to complete the signing process from virtually anywhere in the world.

The technology and identification criteria below is required to proceed with a RON closing. 

Please note, this information is also reviewed with you by the First American Escrow Digital Team prior to your Remote Online Notary virtual appointment.

 Requirements for RON

  • Audio / Visual capability with camera / microphone connected to laptop or desktop computer.
  • Mobile Phone – This is required for a 2-part authentication.
  • Laptop / Desktop
    • If you prefer to use a Mobile Device, you can download the "Notarize" app before their webcam signing appointment. To download the Notarize app, go to either one of the below links:
  • Web browser: Google Chrome
  • Stable Internet Connection.
  • Social Security #: US ITIN (tax ID) cannot be used for a RON signing.
  • 5 Year US Credit History – Required to pass Knowledge Based Authentication Questions (KBA)
    • This step is a way to validate your identity by asking you questions that are known by you. RON vendors partner with Identity Authentication vendors. You are required to answer 4 of the five questions correctly to pass. If you fail, the system will generate a 2nd set of questions for you to try again. If you fail both sets of questions, you must wait at least 24 hours.
    • Example KBA Question: What vehicle have you owned? None of the above is a valid answer.
      • 2015 Hyundai Elantra
      • 1984 Ford Mustang
      • 1999 Honda Civic
      • 2003 Jeep Liberty
      • None of the above

    You will need to verbally consent or email your loan officer directly stating that you meet the above criteria.


    How Online Notarization Works