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The Perks

Built for the People Who Serve

A personalized, hassle-free account with no monthly fee and extra benefits.

$0 Monthly Fee

No monthly maintenance service charge — ever. Just $100 to open.

$35 Safe Deposit Credit

Annual $35 credit toward any size safe deposit box at your local branch.

HSA & IRA Fee Waived

Your $15 annual fee on Health Savings and Individual Retirement Accounts is on us.

Hero Debit Card Designs

Choose a 1st Hero card design or personalize your own with 1st Debit Design — free.

Account at a Glance

Simple checking, no strings attached.

Open your account online in minutes — no branch visit required. Straightforward checking with none of the fees that get in your way.

Open an Account
  • Minimum to Open: $100
  • Monthly Maintenance Fee: $0
  • Earns Interest: No
  • Online Statements: Free
  • Paper Statements: $2 / month
  • Annual HSA/IRA Fee: Waived ($15)
  • Safe Deposit Box Credit: $35 / year
Plus Everything You'd Expect

Every personal checking account includes:

  • No foreign transaction fees for international debit card use
  • Manage My Cards in the 1st Security Bank mobile app
  • Free debit card personalization with 1st Debit Design
  • Secure online and mobile banking, 24/7
Ready When You Are

Open Your 1st Hero Checking Account

It only takes a few minutes to apply online.

https://www.fsbwa.com/personal-checking-accounts

Member FDIC  |  Equal Housing Lender