Rose City Commons Financing

Rose City Commons has paired with Matt Schiefer to provide not only a home of exceptional quality and timeless beauty, but also a more streamlined home lending experience to help ensure the financing process is smooth and efficient. This allows you to focus on what matters most—moving into your new home.

Buyer Advantage Program Lender Credit– Savings up to $5,000 to help cover closing costs or improve interest rate
Zero down & low – down payment options available
Lender & Seller incentives allow you to own a home and secure a below market interest rate

From pre-approval to closing—we are here for you every step of the way. Give Matt a call at (360) 259-6990 or click below to apply online.

Apply Now With Matt

What is Our Buyer Advantage Program?

Up to 1% Lender Credit

On Conventional, VA, and FHA Programs. This is in addition to any other buyer incentives.

Fast Closings

We will work with you to close on time or early, while providing best in class service.

You Have Options

We can help you choose from a full list of loan products, many of them unique to our bank.

Bridge Loans

Allow you to pull equity from your existing home to use towards cash to close.

Rose City Commons, a brand-new cottage cluster of four thoughtfully designed homes, starting at $499,900, these residences by SLH Custom Homes combine modern style with everyday livability, creating inviting spaces that adapt beautifully to a variety of lifestyles.

Current seller incentives, combined with our Buyer Advantage lender credit, allow you to own a home and secure special financing with a below market interest rate. These incentives could save you $3308/month over current average FHA rates, with an example P&I payment of $2,632. You could save $228/month over average Conventional rates, with an example P&I payment of $2,771.*

30-Year Fixed FHA | 4.99% Rate | 6.298% APR
30-Year Fixed CONV | 5.75% Rate | 6.378% APR

*Programs, rates, terms and conditions are subject to change without notice. Information current as of 9/30/2025. Estimate based on current average 30-year fixed FHA rate of 6.125%, Conventional 30-year rate of 6.4%. Annual Percentage Rate (APR) calculated on $474,905 Conventional and $482,403 FHA loan amount. Payment does not include mortgage insurance, property taxes, and homeowners insurance, which will result in a higher payment.

MEET MATT SCHIEFER

Matt Schiefer has lived in the Northwest since 1989 earning a Bachelors Degree in Education from Western Washington University. A background in education serves as a foundation to help inform and empower clients with the knowledge necessary to make one of the greatest financial decisions of a lifetime.

Matt has been serving clients in the mortgage industry since 2004. He has the ability to provide clients with a myriad of home financing products important in achieving a successful financial portfolio.

Whether you’re a First Time Homebuyer, seasoned homeowner, or real estate investor, Matt will find loan programs tailored to fit your needs. Through competitive rates, stellar service and a commitment to accomplishing your goals, Matt is looking forward to earning your business and more importantly, your trust, in years to come.

I can help you navigate the home buying process, step by step.