Say hello to neighborhood banking that puts you 1st.
Business Checking Accounts
| Your existing Pacific West Bank Business Checking Account | WILL BECOME |
Your 1st Security Bank Business Checking Account |
|---|---|---|
| Community Choice Business Checking | Small Business Checking - see details | |
| Analyzed Business Relationship Checking | Premier Business Checking - see details | |
| Community Plus Business Checking, Community Plus Business Interest Checking |
1st Business Checking - see details | |
| OR IOLTA Business Interest Checking, WA IOLTA Business Interest Checking |
Pooled IOLTA Checking specific to state - see details |
Business Savings Accounts
| Your existing Pacific West Bank Business Savings Account | WILL BECOME |
Your 1st Security Bank Business Savings Account |
|---|---|---|
| Community Growth Business Savings | Business Savings - see details | |
| Business Relationship Money Market Account, Community Growth Business Money Market Account | Business Money Market - see details |
Business Checking Account Features and Charges
Your 1st Security Bank Business Checking Account
Your 1st Security Bank Business Checking Account
| Small Business | 1st Business | Non-Profit | Pooled IOLTA |
|
|---|---|---|---|---|
| Mobile and Online Banking |
Free | Free | Free | Free |
| Mobile Deposit | Free | Free | Free | Free |
| Minimum Daily Balance to Avoid Service Charge | N/A | $1,500 | $2,500 | N/A |
| Transaction Limit Per Statement Cycle | 200 transactions. Electronic items are not counted | 250 transactions and 300 checks deposited | 250 transactions and 300 checks deposited | N/A |
| Fee Per Transaction Beyond Limit | $.20/item | $.15/item | $.15/item | N/A |
| Cash Deposited Limit Per Statement Cycle | $7,500 | $10,000 | $10,000 | N/A |
| Fee for Cash Deposit Over Limit | $.05/$100 cash rec’d. | $.05/$100 cash rec’d. | $.05/$100 cash rec’d. | N/A |
| Paper Statement | Free | Free | Free | Free |
| Check Images with Statements | $3 | $3 | $3 | $3 |
| Monthly Maintenance Fee | N/A | $10 | $10 | N/A |
| How to Avoid Monthly Maintenance Fees | N/A | Maintain minimum daily balance per statement cycle | Two external withdrawals or maintain minimum daily balance per statement cycle | N/A |
1st Security Bank will not assess a monthly maintenance fee on all deposit accounts through 2/1/27. If you decide that another type of account fits you better or if you want to schedule an account review with your banker please call your local branch.
Your 1st Security Bank Business Checking Account
Your 1st Security Bank Business Checking Account
| Premier Business* | |
|---|---|
| Mobile and Online Banking |
Free |
| Mobile Deposit | Free |
| Minimum Daily Balance to Avoid Service Charge | Free |
| Transaction Limit Per Statement Cycle | Free |
| Fees and Charges | This account pays an Earning Credit Allowance. Balances earn an earnings credit that may offset the Monthly Maintenance Service Charge, per item fees and charges per account transaction activity noted below |
| Fees Charged Against the Account Per Statement Cycle | Checks paid: $.15 each. Deposits: $.20 each. Deposited items: $.10 each. ACH items: $.10 each. Cash deposited: $.05/$100 cash rec’d. RDC items: $.08 each. |
| Paper Statement | Free |
| Check Images with Statements | $3 |
| Monthly Maintenance Fees | $10 |
*1st Security Bank Premier Business Checking Account: An analyzed account designed for larger businesses with a high-volume of transactions and cash management needs. If you decide that another type of account fits you better or if you want to schedule an account review with your banker, please let us know.