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Fees & Charges

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Account Charges and Fees

Effective February 2, 2026

Abandoned/Dormant Account $60/closure
Account Research
Legal Claims & Orders, Immigration Account Verification, Balancing Account/Checkbook, General Account Research		 $10/15 minutes
Armored Car Cash Services** Quote available
Debit Card—Replace
First 2 cards per account are free		 $15/card
Debit Card Rush Orders $50/card
ATM Use—Out of Network $2/use
Cancelled Check Copy $2/copy
Check Cashing
Non-Customer cashing an "on-us" check		 $5/check
Courier Service
Subject to time of delivery and location		 Quote available
Check images with Statements $3/month
Check 21 File Processing Fee $250/month
Counter Checks
3 checks per page, minimum 1 page		 $3/page
Custom Mail Processing $5/month
Canadian Foreign Check Deposit $15/deposit
Fax Notifications $5/fax
Inactive Account
All checking/savings and money market accounts after 365 days of inactivity		 $5/month
Insufficient Funds (Paid/Returned Item)
Overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means when funds are not on deposit		 $35/item
Legal Processing Fee
Requests for information from government and enforcement agencies, including, but not limited to: levies, subpoenas, and garnishments		 $100/request
Medallion Signature Guarantee
  • Customer
 No charge
  • Non-Customer
 Not available
Notary
  • Customer
 No charge
  • Non-Customer, WA
 $5/notarization
  • Non-Customer, OR
 $10/notarization
Cashier's Checks $5/check
Returned Check (Deposit item) $10/item
Sales Draft Copy (Visa® Debit Card) $10/copy
Special Handling $10/month
Statement Copy $3/each
Stop Payment
  • Domestic
 $30/stop
  • Online
 $15/stop
Sweeps
  • One-Time LOC Sweep Set Up Fee
 $100
  • To/From 1SB Commercial LOC
 $75/month
  • Deposit Sweep—ZBA Master Account
 $12/month
  • Deposit Sweep—ZBA Sub Account
 $3/month
  • 1st Insured Cash Sweep (Interest bearing)
 $75/month
Undeliverable Statement $5/each
Verification of Deposit or Loan Account $10/each
Visa®/MC Cash Advance Processing Fee
Advances by Phone		 $10/advance
Wire Transfers
  • Wire Service Fee
 $10/month
  • Wire Trace Fee
 $25/month
  • Wire Notification
 $1/notice
  • Incoming
 $5/each
  • Outgoing—Domestic
 $30/each
  • Outgoing—Domestic eWire
 $15/each
  • Outgoing—International in US funds
 $45/each
  • Outgoing—International eWire
 $25/each
  • Outgoing—International in Foreign Funds
 $25/each
1st Express Deposit
Remote Deposit Capture
  • One-time RDC Set Up Fee
 $100
  • Cancellation Fee Within First 12 Months of Service
 $300
  • Single-Feed Scanner Included
 $40/month
  • Single-Feed Scanner Customer Purchased
 $30/month
  • Multi-Feed Scanner Included
 $75/month
  • Multi-Feed Scanner Customer Purchased
 $30/month
  • Additional Scanners—Single-Feed
 $10/month
  • Additional Scanners—Multi-Feed
 $15/month
Business Online Banking
Standard
Multi-user logins, QuickBooks compatible, balance and detail reporting, transfers, stop payments and Bill Pay		 No charge
Cash Management Online Services
In addition to the services listed above, businesses will also have access to ACH* origination, EFTPS*, Wire modules in addition to Standard Features Wire Transfer*		 *services subject to approval
  • One-Time ACH Set-Up Fee
 $75
  • ACH Service Fee
 $35/month
  • Same Day ACH Fee
 $2/each
  • One-Time EDI report Set-Up Fee
 $25
  • EDI Report Fee
 $5/month
Fraud Prevention
One-Time Positive Pay Set-Up Fee		 $50
Reverse Positive Pay, Per Account $10/month
Traditional Positive Pay, Per Account $10/month
ACH Positive Pay, Per Account $10/month
Image Lockbox Services
With Premier Business Checking only. Contact Business Services at (877) 372-4249 for pricing information		 Fees based on the type of service(s) required

**Cash services includes placing change/currency orders and verifying manual deposits (deposits with deposit slips). Additional fees may apply