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Your 1st Security Bank Business Accounts
Your 1st Security Bank Business Checking Account
| Business Money Market | Business Savings | |
|---|---|---|
| Current Annual Percentage Yield (APY) | View rates | View rates |
| Minimum Daily Balance to Avoid Service Charge | $1,500 | $500 |
| Minimum Balance to Earn Interest Interest is compounded and credited at the end of each month using the daily balance method |
Greater than $0.00 | $500 |
| Cash Deposited Limit | Free | Free |
| Fee for Cash Deposit Over Limit | Free | Free |
| Paper Statement | Free | Free |
| Check Images with Statements | $3 | N/A |
| Monthly Maintenance Fee | $7.50 | $5 |
| How to Avoid Monthly Maintenance Fees | Min. daily balance of $1,500 per statement cycle | Min. daily balance of $1,500 per statement cycle |
CDs
Your current CD terms and conditions will be updated as follows:
As of 10/5/26, interest will be compounded and credited monthly on the last day of each month using the daily balance method. No additional deposits or withdrawals will be accepted including recurring transfers.
If your current CD is a 6-month, 11 Month Risk Free, 12-month, 21-month, 24-month, 30-month, 48-month or 5-year CD, and has a maturity date after 10/2/26, your CD will mature on its original maturity date and automatically renew at 1st Security Bank’s posted rate unless you take other action during the ten-day grace period following the maturity date. The rate on your CD will not change until it reaches its maturity.
CDs with terms of 3 and 36 months will not automatically renew. A notice will be mailed to you in advance of maturity and you will have the opportunity to choose from one of our existing products. A notice will be mailed to you in advance of maturity and you will have the opportunity to choose from one of our existing products.
We may impose a 90-day interest penalty if you withdraw any of the funds from a CD with a term of less than 1 year before the maturity date. We may impose a 180-day interest penalty if you withdraw any funds from a CD with a term of 1 year, 21-month, 24-month, or 30-months before the maturity date. We may impose a 365-day interest penalty if you withdraw any funds from a CD with a term of 48 months or 5 years before the maturity date. The penalty is not limited to the interest paid to date. The interest penalty will be calculated on the amount of the withdrawal. At our option, we may pay the account before maturity without imposing an early withdrawal penalty when an account owner becomes deceased.