Savings, Money Market and CD Accounts

Most financial professionals will tell you that having access to savings is an important part of money management.  1st Security Bank’s savings and money market deposit accounts allow you to earn a competitive rate while having easy access to your money when you need it.  See the Account Disclosure for details on how a money market deposit account differs from a savings account.

Certificate of Deposit (CD) accounts allow you to lock in a higher interest rate than a savings account in exchange for a commitment to leave the money invested for a specific term.


1st Security Bank Personal Savings Accounts
Preferred Savings Optimum Savings Tiered Rate Money Market eBanking High-Yield Money Market Youth Savings Uniform Transfer to Minors
Perfect for:
The savings account that works for everyone An account with high returns Rates are tiered so you earn more if you deposit more Receive a higher rate by being a relationship customer Teach your youngster about banking and how to save money Allows you to manage a minor's funds until they reach the age of majority
Minimum to Open
$100 $100 $100 $1,500 $5 $50
Monthly Fee
$10 fee is waived if the minimum daily balance is $300 or more $15 waived with $100 transfer, and active eBanking Express, Home 1st, or 1st Premier Checking account $15 waived if balance is $1,500 or more $15 waived if balance is $1,500 or more, and $15 waived if customer has an active eBanking Express, Home 1st, or 1st Premier Checking Account - -
Minimum Daily Balance Requirement to Avoid Charge
$300 $0.00 $1,500 $1,500 N/A N/A
Other Benefits & Features
· Free Online Statements
· Free Online Banking, Mobile Banking and 1st Mobile Deposit
· Free Email Alerts & Text Alerts
· Free 24-Hour Telephone Banking
· Access to online money-management tool—Money Management™
· Free ATM Transactions when using any of the 24,000 ATMs in the MoneyPass® network

We built this account to bring you our highest return, with a great rate on the first $5,000! To see more information about account requirements, restrictions or benefits for this product, please contact your local branch

Receive higher interest rates than those offered by our other savings accounts and incur no maintenance service charge by maintaining your eBanking Express, Home 1st, or 1st Premier Checking account AND keeping a minimum daily balance of $1,500 in this account. To see more information about account requirements, restrictions or benefits for this product, please contact your local branch

This is the savings account that works for everyone. To see more information about account requirements, restrictions or benefits for this product, please contact your local branch

If you’d like to earn a higher interest rate than offered by our Preferred Savings account, consider this account.  The interest rates are tiered, so you earn more if you deposit more. To see more information about account requirements, restrictions or benefits for this product, please contact your local branch

Teach your youngster about banking and how to save money.  Our Youth Savings account requires only $5 to open, pays a competitive rate of interest and has no maintenance service charge. To see more information about account requirements, restrictions or benefits for this product, please contact your local branch

Would you like to start a savings account for a child but don’t want to give the child access to the account?  Our Uniform Transfer to Minors account allows you to manage a minor’s funds until they reach the legal age of majority. To see more information about account requirements, restrictions or benefits for this product, please contact your local branch

1st Security Bank offers CDs at a variety of terms depending upon your interest rate needs.  The minimum deposit is $500.  FDIC insurance is available on CDs up to normal insurance limits.  To see more information about account requirements, restrictions or benefits for this product, please contact your local branch. For current rates, click here.

Services

Personal Banking

Personal Banking

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Business Banking

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