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Money Markets and CDs

Money Markets and CDs from 1st Security Bank offer competitive rates and options for growing your money. Enjoy instant access to your money and earn higher rates with our High Yield Money Market account.

Money Markets and CDs Savings Accounts IRA and HSA Accounts Checking Accounts Online and Mobile Banking Current Rates
CD Accounts

Certificates of Deposit

Earn higher returns with a CD deposit account

Open a CD Account(Opens an external site)

It's for you if:
You want guaranteed returns over a short period of time.

  • Earns interest?
    Yes; see rates
  • Minimum to open by CD term:
    $500 - $25,000; compare CDs
  • Monthly maintenance service charge:
    N/A
  • $0 maintenance service charge requirements:
    N/A
15-Month Summer CD Special

Open an Account Online

Compare all CD rates and terms

Compare all CD rates and terms
Find a Branch Near You

1APY(Annual Percentage Yield) is effective 6/15/2026 to 7/31/2026. Minimum opening deposit required $500, maximum CD amount is $240,000. Fees may reduce earnings on your account. Early withdrawal penalty may apply. At maturity, the 15-month promotional CD will renew into the bank’s 1-Year CD at the prevailing rate.
2Relationship is defined as opening and using a consumer or business checking account with 1st Security Bank.

Featured Certificates

180-Day CD

Grow your savings in just 180-days with a CD earning up to 3.60% APY.

1-Year CD

Earn up to 3.25% APY with a 1-Year CD. Visit your local branch or open online today.

11-Month Risk Free CD

Worry-free savings up to 3.50% APY with our 11-Month risk free CD.

All CD Rates

Explore all CD rates and terms to find the perfect match for your financial goals.

View All CDs 
Personal Money Market Accounts

For personal accounts only. Looking for business options? View our Business Money Market Accounts.

Tiered Rate Money Market

Save more. Earn more.

Open an Account

It's for you if:
You want to maximize earnings on your savings based on account balance

  • Earns interest?
    Yes; see rates
  • Minimum to open:
    $100
  • Monthly maintenance service charge:
    $0 if requirements are met. Otherwise, $15.
  • $0 maintenance service charge requirements:
    Maintain a minimum daily balance of $1,500
  • Personal or Business:
    Maintain a minimum daily balance of $1,500

High Yield Money Market

Great rates at every level

Open an Account

It's for you if:
You have multiple 1st Security Bank accounts and want liquidity and earnings on your savings.

  • Earns interest?
    Yes; see rates
  • Minimum to open:
    $1,500
  • Monthly maintenance service charge:
    $0 if requirements are met. Otherwise, $15.
  • $0 maintenance service charge requirements:
    Maintain a minimum daily balance of $1,500 AND maintain an active 1st Security Bank business or consumer checking account

1st Rate Money Market

Take your savings to the limit

Open an Account

It's for you if:
You have a high balance and want our best Money Market rate.

  • Earns interest?
    Yes; see rates
  • Minimum to open:
    $100,000*
  • Monthly maintenance service charge:
    $0 if requirements are met. Otherwise, $25.
  • $0 maintenance service charge requirements:
    Maintain a minimum daily balance of $100,000 AND maintain an active 1st Security Bank business or consumer checking account

*Minimum opening deposit for the 1st Rate Money Market requires $50,000 in new money and can be combined with other funds on deposit at the Bank. New Money is defined as funds from another institution.

Business Money Market Accounts

Business Money Market

Competitive rates for high balance savings

Open an Account

It's for you if:
You want our highest rates of return on your high balance business savings fund

  • Earns interest?
    Yes; see rates
  • Minimum to open:
    $1,500
  • Monthly maintenance service charge:
    $0 if requirements are met. Otherwise, $7.50.
  • $0 maintenance fee service charge requirements:

    Keep a minimum daily balance of $1,500.

Get started in minutes

1) Share a few details

Fill out new account paperwork securely online or at your nearest branch.

2) Fund your account

Transfer funds into your new 1st Security Bank account. Minimums may apply.

3) Enjoy better banking

Start reaching your financial goals with convenient money management tools and support.

Open an Account
Find a Location Near You