Say hello to neighborhood banking that puts you 1st.
Checking Accounts
| Your existing Columbia Bank Checking Account | WILL BECOME |
Your 1st Security Bank Checking Account |
|---|---|---|
| Prime Checking | 1st Classic Checking - see details | |
| Neighborhood Account, Foundation Account | 1st Gold Checking - see details | |
| Relationship Account, Accelerated Checking | 1st Platinum Checking - see details |
Savings Accounts
| Your existing Columbia Bank Savings Account | WILL BECOME |
Your 1st Security Bank Savings Account |
|---|---|---|
| Boost Money Market, Everyday Savings, IDA Savings | Preferred Savings - see details | |
| Money Market Account, Premier Money Market | Tiered Rate Money Market - see details |
Health Savings Accounts
| Your existing Columbia Bank Health Savings Account | WILL BECOME |
Your 1st Security Bank Health Savings Account |
|---|---|---|
| ID Medical Savings | Idaho Medical Savings Account |
CDs
Your current CD terms and conditions will be updated as follows:
As of 2/27/23, interest will be compounded and credited monthly on the last day of each month using the daily balance method.
No additional deposits or withdrawals will be accepted including recurring transfers, except for existing ‘Jump & Bump’ CD holders.
The ‘Jump & Bump’ option offered by Columbia Bank will be honored until the CD’s original maturity.
If your CD is a 180-day, 1 year, 21-month, 30-month, 48-month or 5-year CD, your CD will mature on its original maturity date and automatically renew at 1st Security Bank’s posted rate unless you take other action during the ten-day grace period. The rate on your CD will not change until it reaches its maturity.
CDs with terms differing from those mentioned previously will not automatically renew. A notice will be mailed to you in advance of maturity and you will have the opportunity to choose from one of our existing products.
We may impose a 90-day interest penalty if you withdraw any of the funds from a CD with a term of less than 1 year before the maturity date. We may impose a 180-day interest penalty if you withdraw any funds from a CD with a term of 1 year up to 48-months. We may impose a 365-day interest penalty if you withdraw any of the funds from a CD with a term of 48 months or greater before the maturity date. The penalty is not limited to the interest paid to date. The interest penalty will be calculated on the amount of the withdrawal. At our option, we may pay the account before maturity without imposing an early withdrawal penalty when an account owner becomes deceased.
Personal Checking Account Features
Your 1st Security Bank Checking Account
Your 1st Security Bank Checking Account
| 1st Classic | 1st Gold | 1st Platinum | |
|---|---|---|---|
| Mobile and Online Banking |
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| Mobile Deposit | |||
| ATM Usage: Free at Over 40,000 Locations in the Moneypass® Network. Find an ATM | |||
| Paper Statement: $2; Online Statement: Free | |||
| Check Images with Statements: $3 | |||
| Monthly Maintenance Service Charge: $0 if requirements are met. Otherwise, $7* | |||
| Monthly Maintenance Fees: $0 if requirements are met. Otherwise, $15** | |||
| Monthly Maintenance Service Charge: $0 | |||
| Includes 1st Rewards |
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| Earns Interest Interest is compounded and credited at the end of each month using the daily balance method |
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| No Annual Fee on Individual Retirement Accounts (IRAs) and Health Savings Accounts (HSAs). One Free Small Safe Deposit Box (or its Cost as a Discount Against the Cost of a Larger Box)—Subject to Availability | |||
| Additional Benefits and Features: One Free Order Single, Standard Checks Per Year |
| 1st Classic | 1st Gold | 1st Platinum | |
|---|---|---|---|
| Mobile and Online Banking | |||
| Mobile Deposit | |||
| ATM Usage: Free at Over 40,000 Locations in the Moneypass® Network. Find an ATM | |||
| Paper Statement: $2; Online Statement: Free | |||
| Check Images with Statements: $3 | |||
| Monthly Maintenance Service Charge: $0 if requirements are met. Otherwise, $7* | |||
| Monthly Maintenance Fees: $0 if requirements are met. Otherwise, $15** | |||
| Monthly Maintenance Service Charge: $0 | |||
| Includes 1st Rewards | |||
| Earns Interest Interest is compounded and credited at the end of each month using the daily balance method |
|||
| No Annual Fee on Individual Retirement Accounts (IRAs) and Health Savings Accounts (HSAs). One Free Small Safe Deposit Box (or its Cost as a Discount Against the Cost of a Larger Box)—Subject to Availability |
|||
| Additional Benefits and Features: One Free Order Single, Standard Checks Per Year |
1st Security Bank will not assess a monthly maintenance fee on all deposit accounts through 4/30/23. If you decide that another type of account fits you better or if you want to schedule an account review with your banker please call your local branch.
*Maintain a minimum daily balance of $500 or per statement cycle, receive a direct deposit or swipe your debit card at least 10 times.
**Maintain a minimum daily balance of $2,500 and receive a direct deposit per statement cycle.