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Current Schedule of Fees and Charges
Effective February 2, 2026
| Abandoned/Dormant Account | $60/closure |
|---|---|
| Account Research Legal Claims & Orders, Immigration Account Verification, Balancing Account/Checkbook, General Account Research |
$10/15 minutes |
| 1st Debit Design Visa® Debit Card | $10/card |
| Debit Card—Replace First 2 cards per account are free |
$15/card |
| Debit Card Rush Orders | $50/card |
| ATM Use—Out of Network | $2/use |
| Cancelled Check Copy | $2/copy |
| Check Cashing Non-Customer cashing an "on-us" check |
$5/check |
| Check Images with Statements | $3/month |
| Counter Checks 3 checks per page, minimum 1 page |
$3/page |
| Canadian Foreign Check Deposit | $15/deposit |
| IRA/HSA Annual Maintenance Fee Fee waived with 1st Platinum and 1st Hero Checking |
$15/year |
| Inactive Account All checking/savings & money market accounts after 365 days of inactivity |
$5/month |
| Insufficient Funds (Paid/Returned Item) Overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means when funds are not on deposit |
$35/item |
| Legal Processing Fee Requests for information from government and enforcement agencies, including, but not limited to: levies, subpoenas, and garnishments |
$100/request |
| Medallion Signature Guarantee | |
|
No charge |
|
Not available |
| Notary | |
|
No charge |
|
$5/notarization |
|
$10/notarization |
| Cashier's Checks | $5/check |
| Returned Check (Deposit item) | $10/item |
| Sales Draft Copy (Visa® Debit Card) | $10/copy |
| Statement Copy | $3/each |
| Stop Payment | $30/stop |
| Undeliverable Statement | $5/each |
| Verification of Deposit or Loan Account | $10/each |
| Visa®/MC Cash Advance Processing Fee (Advances by Phone) |
$10/advance |
| Wire Transfer | |
|
$10/each |
|
$20/each |
|
$35/each |
|
$25/each |