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Successful budgeting takes plenty of foresight and a disciplined approach. Even if you’re doing everything right, it can still be difficult to reach your goals each month.

Typically, when we overextend our budget, it’s for extra items we didn’t plan on — anything from a takeout meal to a hair appointment, little expenses can add up fast and throw you off track.

We’ve got simple tips to help you plan for extra expenses and make sure your budget can handle them. With this guide, you’ll be able to anticipate uncommon purchases and create room in your budget for them. You’ll never have to sweat a purchase again with these tricks!

Read the full article in the Finances FYI section of The Seattle Times, sponsored by 1st Security Bank.