Offset fees with a competitive Earnings Credit Allowance
Earn interest on your Premier Business Checking account balance and offset monthly fees with a competitive Earnings Credit Allowance.
Talk with a Business Banker today
Business Checking Accounts
Simplify your finances with a checking account that fits the way you work.
BENEFITS
Raise the bar on business as usual
Your checking account should never hold you back, so we built in features that help you handle your money, your way.
Every 1st Security Bank business checking account includes:
- Free debit card
- Free bill pay
- Free online statements
- Free basic online banking
- Free mobile banking
- Free notary service
- Free banking support
- Free relationship review service
- Multiple users per account
- 37,000 free ATMs in the MoneyPass network
- Higher interest rates on qualifying CDs
Account Types
Premier Business Checking
* Earnings Credit Allowance helps offset fees *
It's for you if:
Your business makes frequent transactions or uses cash management services
1st Business Checking
More transactions as you grow
It's for you if:
Your business has a moderate need for monthly transactions
Small Business Checking
Free with limited transactions
It's for you if:
You'd like to minimize expenses and don't need to make many monthly transactions
Nonprofit Checking
Minimal requirements for more flexibility
It's for you if:
Your business is a nonprofit
Pooled IOLTA Checking
It's for you if:
You are a lawyer who qualifies under Washington state law
Business Services
Grow with us
Checking is just the beginning. We’re your partner in business growth at every stage of the journey.
- Cash management services
- Remote deposit capture
- Small business loans
- Commercial loans
- Employee banking
- Health Savings Accounts
Get started today
1) Share a few details
Head to your nearest branch to get started.
2) Fund your account
Transfer funds into your new 1st Security Bank account. Minimums may apply.
3) Enjoy better banking
Start reaching your business goals with convenient money management tools and support.
What is an Earnings Credit Allowance?
An Earnings Credit Allowance (ECA) is a mechanism by which your Premier Business Checking account accrues credit based on the deposit balance of the account. The ECA is the total dollar value of credit that can be used to offset the service charges incurred during the analysis period.
Is the Earnings Credit Allowance taxable?
No, the earnings credit allowance accrued by your Premier Business Checking account is a non-taxable credit that is automatically applied to your account. The premier Business Checking account does not accrue interest.
How do I accrue an Earnings Credit Allowance?
The Earnings Credit Allowance is a standard feature of our Premier Business Checking account. The ECA is calculated and accrued daily based on the account balance. The ECA is automatically applied towards the cost of services and fees.