1Annual Percentage Yield. Rates are subject to change daily. Fees may reduce earnings on your account. APY is current as of 06/05/23. Consumer accounts are not eligible for this offer.
2To open the Business Optimum Savings account and avoid the monthly service charge the business must maintain an active business checking account and perform a one-time minimum $100 transfer from the business checking account to the Business Optimum Savings account at least once a month. Limit one Business Optimum Savings account per legal entity ownership of each business checking account.
Business Savings Accounts
Earn interest while you secure your business’s financial future.
Get 5.00% APY on the first $15,000 with a new Business Optimum Savings account!Learn More
BENEFITS
Access your assets anytime
Take out the guesswork with smart banking tools you can use almost anywhere.
Every 1st Security Bank business savings account includes:
- Free email and text alerts
- Free online banking
- Free mobile banking and mobile deposits
- Free online check images
- Free 24-hour telephone banking
- Free money management across multiple accounts
Featured Account
Business Optimum Savings
Bigger Savings for Your Business.
It's for you if:
You want the best rate we offer on the first $15,000
- Earns interest?
Yes; see rates - Minimum to open:
$100 - Monthly maintenance service charge:
$0 if requirements are met. Otherwise, $15. - $0 maintenance service charge requirements:
Transfer $100+ from your 1st Security Bank business checking account to your Business Optimum Savings account at least once per month
Savings Accounts
Business Savings
Earn interest with low minimums
It's for you if:
Your business wants to build reserve funds without sacrificing flexibility
- Earns interest?
Yes; see rates - Minimum to open:
$500 - Monthly maintenance service charge:
$0 if requirements are met. Otherwise, $5. - $0 maintenance fee service charge requirements:
Maintain a minimum daily balance of $500.
Business Money Market
Competitive rates for high balance savings
It's for you if:
You want our highest rates of return on your high balance business savings fund
- Earns interest?
Yes; see rates - Minimum to open:
$1,500 - Monthly maintenance service charge:
$0 if requirements are met. Otherwise, $7.50. - $0 maintenance fee service charge requirements:
Keep a minimum daily balance of $1,500.
Nonprofit Savings
Our best rates on savings
It's for you if:
Your nonprofit wants to maximize interest on reserve funds
- Earns interest?
Yes; see rates - Minimum to open:
$2,500 - Monthly maintenance service charge:
$0 if requirements are met. Otherwise, $10. - $0 maintenance fee service charge requirements:
Keep a minimum daily balance of $2,500 and an active Nonprofit or Premier Business Checking account.
Certificates of Deposit for Businesses
To maximize your yield on your savings, consider a Certificate of Deposit. With a number of terms to choose from, CDs are a great way to earn a higher return in a deposit account. See our Certificate of Deposit rates for more details on rates and terms.
Get started today
1) Share a few details
Head to your nearest branch to get started.
2) Fund your account
Transfer funds into your new 1st Security Bank account. Minimums may apply.
3) Enjoy better banking
Start reaching your business goals with convenient money management tools and support.