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Local Service from Start to Finish

Unlike many lenders, we service your loan throughout the construction process and, in most cases, continue servicing your mortgage after your home is complete.

Let’s Build Something Great Together

Whether you’re building your dream home, vacation home, or investment property, our experienced construction lending team is ready to help.

Shy-Anne specializes in:

  • VA, FHA, Jumbo, Custom Construction, DSCR and other investor loan programs
  • First-time buyer programs & down payment assistance
  • 1st Security Bank’s unique Portfolio Loan options—designed for buyers with specialized lending needs
What is Our Buyer Advantage Program?

Up to 1% Lender Credit

On Conventional, VA, and FHA Programs. This is in addition to any other buyer incentives.

Fast Closings

We will work with you to close on time or early, while providing best in class service. 

You Have Options

We can help you choose from a full list of loan products, many of them unique to our bank. 

Bridge Loans

Allow you to pull equity from your existing home to use towards cash to close.

Young family playing
Why Choose Our Construction Loan
  • One Closing, One Loan - Construction and permanent financing combined into a single loan. Eliminates the need for a second closing when construction is complete. Don’t have to pay closing costs twice.
  • Interest-Only Payments During Construction - Construction terms up to 18 months. Interest-only payments help keep costs lower while your home is being built. 
  • Rate Protection with Opportunity to Improve - Guaranteed permanent financing when your home is completed. If interest rates have declined at time the construction is complete, we’ll modify your loan to the lower rate. If rates rise, your permanent loan rate will never exceed your original construction loan rate.
  • 30-Year Permanent Financing - Seamlessly converts to a traditional 30-year mortgage once construction is complete. We offer adjustable and fixed rate terms.

I can help you navigate the home buying process, step by step.


Apply Now