Personal Checking

A checking account is still the foundation of the banking relationship, even though fewer and fewer people actually write checks these days. To keep things simple, five types of checking accounts are available at 1st Security Bank.  One of them is sure to meet your needs.


All 1st Security Bank consumer checking accounts share these great benefits and features:

1st Security Bank Personal Checking Accounts
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1st Options Checking 1st Classic Checking eBanking Express Checking Home 1st Checking 1st Premier Checking 1st Rewards
Perfect for:
A basic checking account Ages 62 and better Those wanting an account with a lot of perks 1SB mortgage customers An account that rewards relationships Earning increased amounts of interest with unlimited electronic transactions and transfers
Minimum to Open
$100 $100 $100 $1,000 $25,000  $10,000
Minimum Daily Balance or Transaction Requirements to Avoid Monthly Maintenance Service Charge
$500 or a monthly direct deposit or 10 POS transactions completed each month N/A $2,500 combined relationship balance and have a monthly direct deposit made into the account or have an active business account Completed a residential 1st Mortgage with 1st Security Bank $100,000 combined relationship balance
·$10,000
· Online or combined monthly statements
· Have an active 1st Premier, eBanking Express or Home 1st Checking account 
Monthly Maintenance Service Charge
$7  N/A $25  $25  $50 $15 - $45*
Interest Bearing?
No Yes Yes Yes Yes Yes
Other Benefits & Features Include:
· Free Online Banking, Mobile Banking and 1st Mobile Deposit
· Free ATM transactions when using any of the 32,000 ATMs in the Money Pass® network 
· No foreign transaction fees for international debit card use
· Free Online Banking, Mobile Banking and 1st Mobile Deposit
· Free ATM transactions when using any of the 32,000 ATMs in the Money Pass® network 
· Two free orders of single standard checks per year
· One free Cashier's Check per day
· No foreign transaction fees for international debit card use
· Higher interest rates on qualifying non-promotional CDs
· Lower rates on qualifying non-promotional consumer loans (Personal Line of Credit, Auto)
·  No foreign transaction fees for international debit card use
· No annual fee on Individual Retirement Accounts (IRAs), no annual fee on Health Savings Accounts (HSAs)
· Free Online Banking, Mobile Banking and 1st Mobile Deposit
· Free ATM transactions when using any of the 32,000 ATMs in the Money Pass® network 
· Free and unlimited Cashier's Checks
 

· Higher interest rates on qualifying non-promotional CDs
· Lower rates on qualifying non-promotional consumer loans (Personal Line of Credit, Auto)
·  No foreign transaction fees for international debit card use
·  No annual fee on Individual Retirement Accounts (IRAs), no annual fee on Health Savings Accounts (HSAs) 
· Free Online Banking, Mobile Banking and 1st Mobile Deposit
· Free ATM transactions when using any of the 32,000 ATMs in the Money Pass® network
· Free and unlimited Cashier's Checks
· Higher interest rates on qualifying non-promotional CDs
· Lower rates on qualifying non-promotional consumer loans (Personal Line of Credit, Auto)
·  No foreign transaction fees for international debit card use
· No annual fee on Individual Retirement Accounts (IRAs), no annual fee on Health Savings Accounts (HSAs)
· No fee for stop payments, overdrafts, NSFs
· No fee for incoming/outgoing domestic or foreign wire transfers
· Free Online Banking, Mobile Banking and 1st Mobile Deposit
· Free ATM transactions when using any of the 32,000 ATMs in the Money Pass® network
· Free and unlimited Cashier's Checks
·Rewards interest, the higher your balance, the higher the interest rate
· Free Online Banking, Mobile Banking and 1st Mobile Deposit
· Free ATM transactions when using any of the 32,000 ATMs in the Money Pass® network 
·Unlimited electronic transactions and transfers
· No foreign transaction fees for international debit card use








 
*A $15 Monthly Maintenance Service Charge will be assessed for each of the monthly account requirements that are not met up to $45. See account disclosure for specific details.

To see more information about account requirements, restrictions or benefits for these products, please contact your local branch.
To print or to view this table on a mobile device, click here.

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