Personal Checking

A checking account is still the foundation of the banking relationship, even though fewer and fewer people actually write checks these days. To keep things simple, six types of checking accounts are available at 1st Security Bank.  One of them is sure to meet your needs.


All 1st Security Bank consumer checking accounts share these great benefits and features:

1st Security Bank Personal Checking Accounts
To print or to view this table on a mobile device, click here.
1st Options 1st Classic 1st Interest Home 1st 1st Premier 1st Rewards
Perfect for:
A basic checking account Ages 62 and better Those wanting an account with perks 1SB mortgage customers An account that rewards relationships Earning increased amounts of interest with unlimited electronic transactions and transfers
Minimum to Open
$100 $100 $1,000 $1,000 $25,000  $10,000
Minimum Daily Balance or Transaction Requirements to Avoid Monthly Maintenance Service Charge
$500 or a monthly direct deposit or 10 POS transactions completed each month N/A $1,000 Completed a residential 1st Mortgage with 1st Security Bank $100,000 combined relationship balance
·$10,000
· Have an active 1st Security Bank consumer or business checking account
Monthly Maintenance Service Charge
$7  N/A $7 $25  $50 $15 - $30*
Interest Bearing?
No Yes Yes Yes Yes Yes
Other Benefits & Features Include:
• Free ATM transactions
when using any of the 32,000 ATMs in the
Money Pass® network
• No foreign transaction fees for international debit card use
• Higher interest rates on
qualifying nonpromotional
CDs
• Lower rates on qualifying nonpromotional
consumer loans (Personal Line of Credit, Auto)
• Free ATM transactions
when using any of the
32,000 ATMs in the Money Pass® network
• Two free orders of
single standard checks per year
• One free Cashier's Check per day
• No foreign transaction fees for international
debit card use
• Higher interest rates on
qualifying nonpromotional
CDs
• Lower rates on qualifying nonpromotional
consumer loans (Personal Line of Credit, Auto)
• Higher interest rates on
qualifying nonpromotional
CDs
• Lower rates on qualifying nonpromotional
consumer loans (Personal Line of Credit, Auto)
• No foreign transaction
fees for international debit card use
• No annual fee on Individual Retirement Accounts (IRAs), no
annual fee on Health Savings Accounts (HSAs)
• Free ATM transactions
when using any of the 32,000 ATMs in the
Money Pass® network
 

• Higher interest rates on
qualifying nonpromotional
CDs
• Lower rates on qualifying nonpromotional
consumer loans (Personal Line of Credit, Auto)
• No foreign transaction
fees for international
debit card use
• No annual fee on Individual Retirement Accounts (IRAs), no
annual fee on Health Savings Accounts (HSAs)
• Free ATM transactions
when using any of the 32,000 ATMs in the
Money Pass® network
• Free and unlimited Cashier's Checks
• Higher interest rates on qualifying nonpromotional
CDs
• Lower rates on
qualifying nonpromotional
consumer loans (Personal Line of
Credit, Auto)
• No foreign transaction fees for international debit card use
• No annual fee on
Individual Retirement
Accounts (IRAs), no annual fee on Health Savings Accounts (HSAs)
• No fee for stop
payments, overdrafts, NSFs
• No fee for
incoming/outgoing
domestic or foreign wire
transfers
• Free ATM transactions
when using any of the 32,000 ATMs in the Money Pass® network
• Free and unlimited Cashier's Checks
•Rewards interest, the higher your balance, the higher the interest rate
•Free ATM transactions
when using any of the
32,000 ATMs in the
Money Pass® network
• Unlimited electronic
transactions and transfers
• No foreign transaction
fees for international
debit card use








 
*A $15 Monthly Maintenance Service Charge will be assessed for each of the monthly account requirements that are not met up to $30. See account disclosure for specific details.

To see more information about account requirements, restrictions or benefits for these products, please contact your local branch.

For information about increasing your FDIC coverage with an investment return for relationship balances over $250,000 using our reciprocal deposit program, click here

To print or to view this table on a mobile device, click here.

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