Mark Meaker

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Construction Loan Specialist | Manufactured Housing Expert

Specialization is the Difference. In a mortgage industry that favors "one-size-fits-all" solutions, I have chosen a different path. For nearly 24 years, I’ve dedicated my career exclusively to the manufactured housing construction market. While other lenders may "dabble" in these loans as a side project, my team and I live and breathe them every single day.

The Power of 100% Focus

At 1st Security Bank of Washington, our branch is uniquely structured to support one goal: building your new home.

• No Refinances.
• No Traditional "Stick-Built" Purchases.
• 100% Manufactured Housing Focus.

Because we don’t spend time on traditional mortgages, we have mastered the "moving pieces" that often derail other lenders. From the nuances of land-home packages to the specificities of FHA, VA, and Conventional construction-to-permanent financing, we provide a level of precision that is rare in today’s market.

We also offer Home Only or Chattel loan financing for ADU’s, in-park placements, or other installations where the land is not owned by our clients.

End-to-End Project Management

A construction loan is more than just a pile of paperwork; it is a coordinated effort between lenders, dealers, and contractors. My experience allows me to guide you through every milestone:

• Initial Application & Processing: Setting a solid foundation from day one.
• Permitting & Site Prep: Navigating the technical requirements to keep your project legal and on schedule.
• Contractor & Dealership Coordination: Serving as the central hub of communication to ensure everyone is on the same page.
• Final Modification: Seamlessly transitioning your construction interest into your permanent, long-term loan.

A Team You Can Count On

Complexity requires a veteran hand. I’m proud to be an integral member of a team where the processors and underwriters have just as much tenure in this niche as I do. We have worked together for years, refining a complicated process into something that feels simple for our clients.

When you choose 1st Security Bank of Washington, you aren’t just getting a loan; you’re getting a team of professionals who understand the heartbeat of the manufactured housing industry and are committed to getting you into your new home without the stress.