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Some primary features of this program include:

  • Zero down options & loan amounts up to $2,000,000
  • No monthly mortgage insurance
  • Student loans handled more flexibly
  • Eligible Professionals include:
    • Veterinarians (DVM)
    • Pharmacists (PharmD)
    • Physicians, Dentists, CRNAs and more

Frequently Asked Questions (FAQs)

  • MED-PRO 1ST allows medical professionals to obtain mortgage loans with 90 to 100% loan-to-value (LTV). 
  • Loan amounts are available from $100,000 to $2,000,000.
  • Private Mortgage Insurance (PMI) is not required. This can be a considerable monthly savings. With conventional financing, mortgage insurance is required for loans with down payments below 20% or refinances that will increase the loan-to-value (LTV) - or financed amount - above 80%.
  • Fixed and adjustable (ARM) rate programs are available with competitive interest rates.

We make it easy with an online application process that can be completed on your computer, phone or tablet.  Supporting documentation can also be uploaded directly from our application portal, where you can see the status of your loan and any remaining conditions for closing.  

If you have student loans, Med‑Pro 1ST may help by counting them in a more realistic way when you apply for a mortgage.

Eligible Medical Professionals include medical residents, fellows, or interns with one of the degrees below: 

• Medical Doctor (MD)

• Doctor of Osteopathy (DO)

• Doctor of Dental Science or Surgery (DDS)

• Doctor of Dental Medicine (DMD

• Doctor of Ophthalmology (MD or DO)

• Doctor of Psychiatry (MD or DO)

• Doctor of Pharmacy (PharmD)

• Doctor of Veterinary Medicine (VMD)

• Doctor or Podiatric Medicine (DPM)

• Certified Registered Nurse Anesthetist (CRNA)

Let's get started. We can help you navigate the home buying process, step by step.