1st Mobile Deposit Questions

1st Mobile Deposit Questions

What is 1st Mobile Deposit?
How do I sign up for 1st Mobile Deposit?
How do I use 1st Mobile Deposit?

Which mobile devices can support 1st Mobile Deposit?
Which accounts can accept deposits using 1st Mobile Deposit?
Is there a fee for using 1st Mobile Deposit?
Is there a daily limit on the amount I can deposit using 1st Mobile Deposit?
What do I need to do with the check(s) after I’ve deposited them?
Do I need to include a deposit slip with my check?

What might cause my check deposit to be rejected?
Can I redeposit my check using 1st Mobile Deposit if it was previously rejected?
Is support available?

What is 1st Mobile Deposit?

1st Mobile Deposit allows you to deposit checks on the go using your smart phone or tablet. To access 1st Mobile Deposit, you will need to download the 1st Security Bank mobile app from the Google Play or Apple App stores. 

How do I sign up for 1st Mobile Deposit?

To access 1st Mobile Deposit, login to the 1st Security Bank mobile app and click on “Deposit Checks”. You will then need to agree to the Mobile Remote Deposit Services agreement and be approved for mobile deposit before you can deposit checks. Approval for 1st Mobile Deposit may take up to one business day to complete.

How do I use 1st Mobile Deposit?

Which mobile devices can support 1st Mobile Deposit?

1st Mobile Deposit is available on any device that supports the 1st Security Bank mobile app:

Which accounts can accept deposits using 1st Mobile Deposit?

Consumer checking, savings and money market accounts are eligible for 1st Mobile Deposit. Business accounts, loans, and CDs are not supported at this time.

Is there a fee for using 1st Mobile Deposit?

1st Security Bank will not charge you a fee for using 1st Mobile Deposit to deposit your checks. However, refer to your mobile carrier's agreement for any data transfer fees.

Is there a daily limit on the amount I can deposit using 1st Mobile Deposit?

Yes, there is a daily 1st Mobile Deposit limit of $5,000.

What do I need to do with the check(s) after I’ve deposited them?

Retain each check for at least sixty (60) days after it has been submitted and accepted for deposit. After that, we recommend that they be securely shredded.

Do I need to include a deposit slip with my check?

No, you do not need a deposit slip.

What might cause my check deposit to be rejected?

There are several possible reasons why a check may be rejected. Please review your check(s) carefully before depositing to prevent them from rejecting.

Here are a few examples:

• Deposit amount is different than the check amount

• Folded or torn corners

• Front or Back Image is not legible

• Amounts not matching

• Routing and account numbers are unclear

• Image is too dark

• Missing or incorrect endorsement. All checks deposited using 1st Mobile Deposit must be signed and endorsed with the following to avoid returned items:

Your Signature

For Mobile Deposit Only
1st Security Bank of WA

• Exceeding the daily Mobile Deposit Limit

• Unauthorized access to 1st Security Mobile

• Third party checks

Can I redeposit my check using 1st Mobile Deposit if it was previously rejected?

No, any rejected check deposits may not be re‐deposited using 1st Mobile Deposit. However, depending on the reason the check was rejected, you may be able to deposit the check in person at one of our 1st Security Bank locations.

Is support available?

Yes, you can contact 1st Security Bank at 800-683‐0973, Monday – Thursday 9:00 AM – 5:00 PM and Friday 9:00 AM ‐ 6:00 PM.