Deposit Rates

We pay a competitive rate on amounts over $2,500,000. Call your local branch for rate information.

Rates: Personal Checking Accounts

Account Name

Minimum Opening Deposit

Annual Percentage Yield1

Minimum Daily Balance to Avoid Service Charge

1st Premier Checking

$0-$49,999.99 $25,000 0.01% $100,000
$50,000 and greater $25,000 0.01% $100,000

1st Interest Checking

$1,000 0.01% $1,000

1st Rewards2

$0-$9,999.99 $10,000 0.05% $10,000
$10,000-$100,999.99 $10,000 0.10% $10,000
$101,000-$248,999.99 $10,000 0.15% $10,000
$249,000 and greater $10,000 0.20% $10,000

1st Classic Checking

$100 0.01% $0.00

1st Options Checking

$100 NA $500

1APY (Annual Percentage Yield) is effective as of March 23, 2020.  APY is subject to changes daily. Fees may reduce earnings on your account.  (2) To open this account, the Bank requires a relationship account.  Relationship is defined as opening and using a consumer or business checking account with 1st Security Bank.

Rates: Personal Savings Accounts

Account Name

Minimum Opening Deposit Annual Percentage Yield1

Minimum Daily Balance to Avoid Service Charge

eBanking High Yield Money Market2

$0-$4,999.99 $1,500 0.05% $1,500
$5,000-$49,999.99 $1,500 0.10% $1,500
$50,000-$99,999.99 $1,500 0.20% $1,500
$100,000 and greater $1,500 0.50% $1,500

Tiered Rate Money Market

$0-$4,999.99 $1,500 0.01% $1,500
$5,000-$49,999.99 $1,500 0.05% $1,500
$50,000-$99,999.99 $1,500 0.05% $1,500
$100,000 and greater $1,500 0.25% $1,500

Preferred Savings

$100 0.05% $300

Youth Savings

$5 0.10% $0

Uniform Transfer to Minors

$50 0.10%  $0

Optimum Savings2

$0-$5,000.00 $100 2.00% NA
$5,000.01 and greater $100 2.00% to 0.05% NA

1APY (Annual Percentage Yield) is effective as of October 1, 2020.  APY is subject to changes daily. Fees may reduce earnings on your account.  (2) To open this account, the Bank requires a relationship account.  Relationship is defined as opening and using a consumer or business checking account with 1st Security Bank

Rates: Certificates of Deposit and Certificate IRAs (Traditional, SEP, Coverdell & Roth)

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Account Name

Minimum Opening Deposit Annual Percentage Yield1

Annual Percentage Yield with Relationship Account*

Certificates of Deposit

180-Day $500 0.01% 0.25%
1-Year $500 0.10% 0.45%
21-Month $500 0.20% 0.55%
30-Month $500 0.30% 0.65%
5-Year $500 0.40% 0.75%

Certificate of Deposit Specials

11-Month $25,000 0.01% 0.20%

1APY (Annual Percentage Yield) is effective as of October 1, 2020. APY is subject to changes daily. Fees may reduce earnings on your account. Early withdrawal penalty may apply.
*Relationship is defined as opening and using a consumer or business checking account with 1st Security Bank.

Rates: Business Checking Accounts

Account Name

Minimum Opening Deposit Annual Percentage Yield

Minimum Daily Balance to Avoid Service Charge

1st Business Checking

$100 NA $1,500

Premier Business Checking

$100 NA See below**

Nonprofit Checking

$100 NA $2,500

Small Business Checking

$100 NA NA

**This account pays an Earnings Credit Allowance.  Balances earn a credit that may offset monthly maintenance and transaction fees and charges.

Rates: Business Savings Accounts

Account Name

Minimum Opening Deposit Annual Percentage Yield1

Minimum Daily Balance to Avoid Service Charge

Business Money Market

$0-$9,999.99 $1,500 0.01% $1,500
$10,000-$24,999.99 $1,500 0.05% $1,500
$25,000-$49,999.99 $1,500 0.10% $1,500
$50,000-$99,999.99 $1,500 0.20% $1,500
$100,000-$249,999.99 $1,500 0.25% $1,500
$250,000-$999,999.99 $1,500 0.30% $1,500
$1,000,000 and greater $1,500 0.55% $1,500

Business Savings

$500 0.01% $500

Nonprofit Savings***

$0-$2,499.99 $2,500 0.00% $2,500
$2,500-$4,999.99 $2,500 0.01% $2,500
$5,000-$9,999.99 $2,500 0.05% $2,500
$10,000-$49,999.99 $2,500 0.10% $2,500
$50,000-$99,999.99 $2,500 0.20% $2,500
$100,000 and greater $2,500 0.50% $2,500

1APY (Annual Percentage Yield) is effective as of October 1, 2020. APY is subject to changes daily. Fees may reduce earnings on your account.
***Relationship Account Requirement: To open this account the customer must maintain an active Nonprofit or Premier Business Checking Account.