We pay a competitive rate on amounts over $2,500,000. Call your local branch for rate information.
Rates: Personal Checking Accounts
Account Name |
Minimum Opening Deposit |
Annual Percentage Yield1 |
Minimum Daily Balance to Avoid Service Charge |
1st Premier Checking |
|||
| $0-$49,999.99 | $25,000 | 0.01% | $100,000 |
| $50,000 and greater | $25,000 | 0.01% | $100,000 |
|
1st Interest Checking |
$1,000 | 0.01% | $1,000 |
1st Rewards2 |
|||
| $0-$9,999.99 | $10,000 | 0.05% | $10,000 |
| $10,000-$100,999.99 | $10,000 | 0.10% | $10,000 |
| $101,000-$248,999.99 | $10,000 | 0.15% | $10,000 |
| $249,000 and greater | $10,000 | 0.20% | $10,000 |
1st Classic Checking |
$100 | 0.01% | $0.00 |
|
1st Options Checking |
$100 | NA | $500 |
1APY (Annual Percentage Yield) is effective as of March 23, 2020. APY is subject to changes daily. Fees may reduce earnings on your account. (2) To open this account, the Bank requires a relationship account. Relationship is defined as opening and using a consumer or business checking account with 1st Security Bank.
Rates: Personal Savings Accounts⤴
|
Account Name |
Minimum Opening Deposit | Annual Percentage Yield1 |
Minimum Daily Balance to Avoid Service Charge |
eBanking High Yield Money Market2 |
|||
| $0-$4,999.99 | $1,500 | 0.05% | $1,500 |
| $5,000-$49,999.99 | $1,500 | 0.10% | $1,500 |
| $50,000-$99,999.99 | $1,500 | 0.35% | $1,500 |
| $100,000 and greater | $1,500 | 0.75% | $1,500 |
|
Tiered Rate Money Market |
|||
| $0-$4,999.99 | $1,500 | 0.01% | $1,500 |
| $5,000-$49,999.99 | $1,500 | 0.05% | $1,500 |
| $50,000-$99,999.99 | $1,500 | 0.20% | $1,500 |
| $100,000 and greater | $1,500 | 0.50% | $1,500 |
|
Preferred Savings |
$100 | 0.05% | $300 |
|
Youth Savings |
$5 | 0.10% | $0 |
|
Uniform Transfer to Minors |
$50 | 0.10% | $0 |
|
Optimum Savings2 |
|||
| $0-$5,000.00 | $100 | 2.00% | NA |
| $5,000.01 and greater | $100 | 2.00% to 0.05% | NA |
1APY (Annual Percentage Yield) is effective as of May 11, 2020. APY is subject to changes daily. Fees may reduce earnings on your account. (2) To open this account, the Bank requires a relationship account. Relationship is defined as opening and using a consumer or business checking account with 1st Security Bank
Rates: Certificates of Deposit and Certificate IRAs (Traditional, SEP, Coverdell & Roth)⤴
|
Account Name |
Minimum Opening Deposit | Annual Percentage Yield1 |
Annual Percentage Yield with Relationship Account* |
Certificates of Deposit |
|||
| 180-Day | $500 | 0.20% | 0.55% |
| 1-Year | $500 | 0.30% | 0.65% |
| 21-Month | $500 | 0.35% | 0.70% |
| 30-Month | $500 | 0.45% | 0.80% |
| 5-Year | $500 | 0.55% | 0.90% |
|
Certificate of Deposit Specials |
|||
| 11-Month | $25,000 | 0.05% | 0.50% |
1APY (Annual Percentage Yield) is effective as of May 11, 2020. APY is subject to changes daily. Fees may reduce earnings on your account. Early withdrawal penalty may apply.
*Relationship is defined as opening and using a consumer or business checking account with 1st Security Bank.
Rates: Business Checking Accounts⤴
Account Name |
Minimum Opening Deposit | Annual Percentage Yield | Minimum Daily Balance to Avoid Service Charge |
|
1st Business Checking |
$100 | NA | $1,500 |
Premier Business Checking |
$100 | NA | See below** |
Nonprofit Checking |
$100 | NA | $2,500 |
|
Small Business Checking |
$100 | NA | NA |
**This account pays an Earnings Credit Allowance. Balances earn a credit that may offset monthly maintenance and transaction fees and charges.
Rates: Business Savings Accounts⤴
|
Account Name |
Minimum Opening Deposit | Annual Percentage Yield1 | Minimum Daily Balance to Avoid Service Charge |
Business Money Market | |||
| $0-$9,999.99 | $1,500 | 0.01% | $1,500 |
| $10,000-$24,999.99 | $1,500 | 0.05% | $1,500 |
| $25,000-$49,999.99 | $1,500 | 0.10% | $1,500 |
| $50,000-$99,999.99 | $1,500 | 0.40% | $1,500 |
| $100,000-$249,999.99 | $1,500 | 0.50% | $1,500 |
| $250,000-$999,999.99 | $1,500 | 0.55% | $1,500 |
| $1,000,000 and greater | $1,500 | 0.75% | $1,500 |
Business Savings |
$500 | 0.01% | $500 |
Nonprofit Savings*** | |||
| $0-$2,499.99 | $2,500 | 0.00% | $2,500 |
| $2,500-$4,999.99 | $2,500 | 0.05% | $2,500 |
| $5,000-$9,999.99 | $2,500 | 0.10% | $2,500 |
| $10,000-$49,999.99 | $2,500 | 0.25% | $2,500 |
| $50,000-$99,999.99 | $2,500 | 0.50% | $2,500 |
| $100,000 and greater | $2,500 | 0.75% | $2,500 |
1APY (Annual Percentage Yield) is effective as of May 11, 2020. APY is subject to changes daily. Fees may reduce earnings on your account.
***Relationship Account Requirement: To open this account the customer must maintain an active Nonprofit or Premier Business Checking Account.