Deposit Rates

Personal Checking Accounts

Personal Savings Account

CD & IRA Accounts

Business Checking Accounts

Business Savings Accounts

Rates: Personal Checking Accounts

Account Name  

 Minimum
Opening Deposit  

  Annual Percentage 
Yield1
  Minimum Daily
Balance to Avoid Service Charge

 1st Premier Checking                                                   

$0-$49,999.99 $25,000 0.01% $100,000
$50,000 and greater $25,000 0.05% $100,000

 1st Interest Checking     

$1,000 0.05% $1,000
 Home 1st Checking
$0-$49,999.99 $1,000 0.01% $2,500
$50,000 and greater $1,000 0.05% $2,500
 1st Rewards2
$0 - $9,999.99 $10,000 0.05% $10,000
$10,000 - $100,999.99 $10,000 0.35% $10,000
$101,000 - $248,999.99 $10,000 0.40% $10,000
$249,000 and greater $10,000 0.45% $10,000

 1st Classic Checking

$100 0.05% $0.00

 1st Options Checking  

$100 NA $500

1APY (Annual Percentage Yield) is effective as of July 1, 2019.  APY is subject to changes daily. Fees may reduce earnings on your account.  (2) To open this account, the Bank requires a relationship account.  Relationship is defined as opening and using a consumer or business checking account with 1st Security Bank

Rates: Personal Savings Accounts

Account Name

Minimum
Opening Deposit  
Annual Percentage
Yield​1

Minimum Daily
Balance to Avoid Service Charge

 eBanking High Yield Money Market2   

$0-$4,999.99 $1,500 0.05% $1,500
$5,000-$49,999.99 $1,500 0.10% $1,500
$50,000-$99,999.99 $1,500 1.10% $1,500
$100,000 and greater $1,500 1.15% $1,500

 Tiered Rate Money Market

$0-$4,999.99 $1,500 0.01% $1,500
$5,000-$49,999.99 $1,500 0.05% $1,500
$50,000-$99,999.99 $1,500 0.75% $1,500
$100,000 and greater $1,500 0.80% $1,500

 Preferred Savings

$100 0.05% $300

 Youth Savings

$5 0.10% $0

 Uniform Transfer to Minors                                

$50 0.10%  $0

 Optimum Savings2

$0-$5,000.00 $100 3.00% NA
$5,000.01 and greater $100 3.00% to 0.25% NA

1APY (Annual Percentage Yield) is effective as of July 1, 2019.  APY is subject to changes daily. Fees may reduce earnings on your account.  (2) To open this account, the Bank requires a relationship account.  Relationship is defined as opening and using a consumer or business checking account with 1st Security Bank

Rates: Certificates of Deposit and Certificate IRAs (Traditional, SEP, Coverdell & Roth)

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Account Name Minimum Opening Deposit Annual Percentage
Yield
Annual Percentage Yield with Relationship Account*

 Certificates of Deposit        

90-Day $500 0.05% 0.40%
180-Day $500 1.35% 1.70%
210-Day $500 0.15% 0.50%
270-Day $500 0.15% 0.50%
1-Year $500 1.75% 2.10%
13-Month $500 1.00% 1.35%
15-Month $500 0.30% 0.65%
18-Month $500 1.45% 1.80%
21-Month $500 1.75% 2.10%
2-Year   $500 1.80% 2.15%
30-Month $500 1.90% 2.25%
3-Year $500 0.85% 1.20%
40-Month $500 0.90% 1.25%
4-Year $500 1.20% 1.55%
5-Year $500 1.95% 2.30%

 Certificate of Deposit Specials        

11-Month $25,000 1.40% 1.75%
16-Month $25,000 NA 2.25%

APY (Annual Percentage Yield) is effective as of August 6, 2019. APY is subject to changes daily. Fees may reduce earnings on your account. Early withdrawal penalty may apply.
*Relationship is defined as opening and using a consumer of business checking account with 1st Security Bank.

Rates: Business Checking Accounts

Account Name Minimum Opening
Deposit
Annual
Percentage
Yield
Minimum Daily
Balance to Avoid Service Charge

 1st Business Checking                                                      

$100 NA $1,500

 Premier Business Checking         

$100 NA See below**

 Nonprofit Checking

$100 NA $2,500

 Small Business Checking

$100 NA NA

**This account pays an Earnings Credit Allowance.  Balances earn a credit that may offset monthly maintenance and transaction fees and charges.

Rates: Business Savings Accounts

Account Name

Minimum Opening
Deposit
Annual
Percentage
Yield
Minimum Daily
Balance to Avoid Service Charge
 Business Money Market                                                                            
$0-$49,999.99 $1,500 0.15% $1,500
$50,000-$99,999.99 $1,500 0.50% $1,500
$100,000-$999,999.99 $1,500 0.65% $1,500
$1,000,000 and greater $1,500 1.20% $1,500
 Business Savings $500 0.05% $500
 Nonprofit Savings***                        
$0-$2,499.99 $2,500 0.00% $2,500
$2,500-$4,999.99 $2,500 0.05% $2,500
$5,000-$9,999.99 $2,500 0.10% $2,500
$10,000-$49,999.99 $2,500 0.25% $2,500
$50,000-$99,999.99 $2,500 0.50% $2,500
$100,000 and greater $2,500 1.10% $2,500

***Relationship Account Requirement: To open this account the customer must maintain an active Nonprofit or Premier Business Checking Account.

We pay a competitive rate on amounts over $2,500,000.  Call your local branch for rate information.