Construction Loan Officers
Connect with one of our knowledgeable loan officers today!
Manufactured Home
Mark Meaker
Mill Creek Home Lending
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NMLS# 487498 15224 Main St #105 Phone: |
Mark Meaker began his career as a Residential Home Loan Officer in 1994. He made the transition to specializing exclusively in Manufactured Home lending in 2001, working in a division dedicated to both Land/Home Construction and Home Only loans. Mark has unique perspectives on this exciting market and he has the know-how to coordinate these projects. Use online application ONLY for Manufactured Home Land Construction Loans. NOTE: Please contact our office for a credit application on Manufactured Home Only Financing (land not included), such as multi-section manufactured homes located in rental communities, a new manufactured home to be placed on family land, or owned land. |
Troy Morrow
Lacey Home Lending
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NMLS# 93590 601 Woodland Sq Lp SE Phone: |
Troy has specialized in factory built home financing for 30 years, and takes pride in providing affordable housing finance options. His experience in the industry gives him the knowledge of how to structure the right financing to meet your individual goal. He is dedicated to providing exceptional customer service. Troy is part of a dedicated, experienced team solely focused on manufactured home financing. They work directly with manufactured home dealerships, realtors, consumers, and park owners to establish financing for the industry. Troy serves on the Board of Directors for the Oregon Manufactured Home Association, and has served as a Finance Director on the Board of the Northwest Housing Association. He grew up in the Northwest and has lived here his entire life. In his free time Troy spends a lot of time with his family. He enjoys golfing and all outdoor activities that the Northwest as to offer. Use online application ONLY for Manufactured Home Land Construction Loans. NOTE: Please contact our office for a credit application on Manufactured Home Only Financing (land not included), such as multi-section manufactured homes located in rental communities, a new manufactured home to be placed on family land, or owned land. |
David Pearson
Mill Creek Home Lending
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NMLS# 487512 15224 Main St #105 Phone: |
Along with his experienced team, David has specialized in factory built home financing for over 30 years. He leads a team specializing in the financing of new and used manufactured and modular homes. Their experience in the industry gives them the knowledge of how to structure the right financing to meet your individual goal. Use online application ONLY for Manufactured Home Land Construction Loans. NOTE: Please contact our office for a credit application on Manufactured Home Only Financing (land not included), such as multi-section manufactured homes located in rental communities, a new manufactured home to be placed on family land, or owned land. |
Custom Construction
Chris Anderson
Mountlake Terrace Home Lending
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NMLS# 487406 6920 220th St SW Phone: |
Chris Anderson brings nearly three decades of experience to 1st Security Bank, along with a tremendous track record of success. Chris began her career as a loan processor, learning the business from the start through closing. As a result, she excels as a loan officer, efficiently managing the loan process and allowing her customers to enjoy the experience of purchasing a home. Chris joined Lynnwood Mortgage in 1994 and stayed with that company as it grew into a full service bank, Golf Savings Bank, in 2000 and then merged with Sterling Bank in 2006, where she stayed until joining 1st Security Bank. She is one of several former fellow Golf employees who helped launch the new home lending team at 1st Security, and she couldn’t be happier. “This is a great environment, a culture of teamwork and treating the customers and each other with total respect,” she remarked, adding that “the emphasis on service is vital to our success, but there’s also that feeling of family, which makes work so enjoyable.” Chris and her family reside in Kingston. |
Charles Cuthbert
Puyallup Home Lending
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NMLS# 405720 2910 S Meridian #180 Phone: |
Charles joined 1st Security Bank as the new Manager of the Puyallup Home Lending office in 2014 and is dedicated to helping homebuyers find the right loan program to fit their dreams and financial goals. Charles specializes in new construction lending, working with local and national builders. "1st Security Bank is a local community bank with a championship home lending team. We have many outstanding loan programs, several unique to our bank, along with the ability to close loans in a short period of time." Born and raised in the Puyallup area, Charles graduated from Washington State University with a degree in finance and accounting. With over two decades of experience in the mortgage industry, his clients, including local builders and listing agents, have complimented his services in a variety of areas:
"My team and I are committed to helping our customers smoothly and successfully navigate the home financing process; our number-one goal is to earn your business by providing a superior level of service." |
Shy-Anne Haney
Lacey Home Lending
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NMLS# 1067843 601 Woodland Sq Lp SE Phone: |
1st Security Bank is a relationship-driven financial services company committed to returning value to our stakeholders. We deliver home lending, banking and financial services to local families, regional businesses and industry niches in a manner that “wows” customers so much they become champions for the Bank and actively promote the Bank to others. Welcome to 1st Security Bank, I look forward to working with you. |
Kathy Hite
Port Orchard Home Lending
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NMLS# 487462 450 Port Orchard Blvd Suite 300 Phone: |
After working for nearly a decade in the mortgage industry, including loan processing, Kathy took full advantage of her first year as a loan officer in 2000: she received Lynnwood Mortgage’s coveted Chairman’s Club award, honoring the top producers. Now, after more than twenty years, she has never looked back. The Kitsap County resident joined 1st Security Bank Home Lending early in 2013, staying in the area she loves and working out of the bank’s Port Orchard Home Lending office. “I love seeing my clients around the community,” she said. “I moved here in 1978 and enjoy hearing from past clients, even if it’s just to stay in touch. I’m now helping many second generation clients achieve the American dream of owning their own home.” Kathy’s success, she firmly believes, comes from her passion for her work and the responsibilities that come with it. “I know that educating people in the home buying process is vital to every transaction, and I make sure my clients understand the process every step of the way.” When she’s not working, Kathy enjoys spending time with her family (husband Tony, three daughters and two young grandchildren), camping and crafts. |
Linda Mariani
Vancouver Home Lending
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NMLS# 1492162 1111 Main Street Phone: |
With over 20 years in the mortgage business, covering a variety of specialties, Linda Mariani brings the seasoned experience and knowledge that her clients can trust. Linda’s goal with every client is to educate first, so expectations are met and satisfaction is achieved. She understands the demands of lending and strives to make the entire mortgage process as smooth as possible for her clients. Earning a referral from a client is not only an essential part of her business, but a sign that she has made a client happy, throughout the lending process – from start to finish. When not assisting her clients, Linda spends her spare time enjoying family and friends, Oregon State University sporting events, cooking, shopping, and camping. For more information about how Linda can help you have the home financing experience you’re looking for, contact her today. |
Eric Melling
Tri-Cities Home Lending
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NMLS# 815225 8486 W Gage Blvd Suite A Phone: |
Eric joined 1st Security Bank in 2015 and has been in the finance industry for over a dozen years. “It is a privilege to have the opportunity to meet local families and provide financing for their homes. I work hard to exceed my clients’ expectations and want the buying process to be a great memory and milestone in their lives. Since I started in the business in 2005, I have helped hundreds of families achieve their dreams of owning a home. “Whether you are a new or past client buying another home, I look forward to the opportunity to speak with you about your financing options.” Born and raised in the Tri-Cities, the Washington State University graduate (Business Administration), loves the outdoors and enjoys “spending time with my beautiful daughter and chocolate lab.” |
Ron Poborsky
Bellevue Home Lending
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NMLS# 174126 1110 112th Ave NE #160 Phone: |
Ron joined 1st Security Bank as a Loan Officer and Manager of the Bellevue Home Lending office in 2017. After 25+ years working with various banks and mortgage companies, Ron chose 1st Security Bank because of "the ability to assist a broader range of clients- from first-time homebuyers and seasoned jumbo investors, to clients that have unique situations that are best suited for our Portfolio Products. I needed a company that did it all… under one roof!" In his former life, he was a Navy Diver/ Bomb Disposal Expert. "It sounds a lot crazier than it was but what I really learned was how to be an expert problem-solver. That’s especially helpful in lending with all the many variables that can come up. My goal is to always make this process as seamless as possible for my clients!" Ron has been married for over 20 years and has two amazing kids. "I love what I do and when I am not doing this I enjoy cooking, golfing, working out, reading and traveling. We currently live in Kirkland." |
Kara Poysky
Mountlake Terrace Home Lending
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NMLS# 1101310 6920 220th St SW Phone: |
Kara has worked for over 15 years in the housing industry, with experience in both home financing and real estate sales. She believes in being easily accessible in order to answer questions as they arise, offering full transparency and honesty in all of her dealings, and has become an expert communicator and negotiator. Kara loves working on first-time homebuyer programs (down payment assistance loans included) and takes pride in helping her clients realize their dreams of homeownership. She is also knowledgeable in VA, FHA, Jumbo, and 1st Security Bank’s Portfolio Loans which are perfect for clients with out of the box lending situations. Her experience in real estate is a valuable asset when working on purchase transactions because Kara knows firsthand the challenges agents face each and every day. They need someone who is available for them and their clients when they are out there shopping for their homes, often at nights and on weekends, and Kara is there to provide guidance when needed. Kara was born and raised in the Pacific Northwest. She grew up in a tiny historical town called Port Gamble in Kitsap County, moved to Mukilteo in middle school, and has been in the area ever since. In her spare time she enjoys volunteering and spending time with family. She is a HUGE Seahawks fan, plays a lot of softball, and loves to travel. Since the pandemic she has also discovered joy in completing projects around the house! |
Ryan Ross
Mountlake Terrace Home Lending
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NMLS# 772984 6920 220th St SW Phone: |
After serving as a personal banker with 1st Security Bank for three years, Ryan was promoted to his current loan officer position with 1st Security Bank Home Lending in 2012. He began his mortgage industry career in 2002 at Mortgage Advocates in Beaverton, Oregon. When his then future wife accepted a nursing position at Seattle’s Children’s Hospital, Ryan started working in retail banking as a senior client representative with First Mutual Bank. He later switched to a position as a loan coordinator after First Mutual was acquired by Washington Federal in 2008, and began his new job with 1st Security Bank the following year. “I’m happy to return to the mortgage side of the business,” Ryan said. “We’re building a great, new team of experienced home lending professionals and we are able to offer the best service in the industry.” Ryan and his wife live in Shoreline with their four children. |
Matt Schiefer
Vancouver Home Lending
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NMLS# 487462 1111 Main Street Phone: |
Matt Schiefer has lived in the Northwest since 1989 earning a Bachelors Degree in Education from Western Washington University. A background in education serves as a foundation to help inform and empower clients with the knowledge necessary to make one of the greatest financial decisions of a lifetime. Matt has been serving clients in the mortgage industry since 2004. He has the ability to provide clients with a myriad of home financing products important in achieving a successful financial portfolio. Whether you’re a First Time Homebuyer, seasoned homeowner, or real estate investor, Matt will find loan programs tailored to fit your needs. Through competitive rates, stellar service and a commitment to accomplishing your goals, Matt is looking forward to earning your business and more importantly, your trust, in years to come. |
Brad Seabaugh
Tri-Cities Home Lending
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NMLS# 405736 8486 W Gage Blvd Suite A Phone: |
Brad has been a loan officer since 1993 and has learned a few things in the past 20+ years in the business. His beliefs are:
Brad has helped thousands of individuals and families either purchase a home or refinance an existing loan. He loves what he does and it shows! |
Larry Steele
Bellevue Home Lending
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NMLS# 583048 1110 112th Ave NE #160 Phone: |
Larry began his career as a mortgage originator in May of 1987 where he remained for the initial 21 years of his career and joined 1st Security Bank in spring of 2020. Larry chose 1st Security Bank because of the ability to assist a broader range of clients- from first-time homebuyers and seasoned jumbo investors, to clients that have unique situations that are best suited for our Portfolio Products. Throughout the years he has learned the value of remaining calm under pressure. He is a firm believer in remaining focused on problem solving under distress and has learned from his experiences in a retrospective manner once a solution is found. This approach has served his clients and business partners well throughout his career and he continues to learn and improve every day. With a specialty in new construction “take out” lending, Larry has been a proud and trusted business partner for many prolific builders in the Puget Sound Region. After tens of thousands of transactions, and countless customer interactions, he has discovered that there is an art to vicarious learning and has become a very humbled student. It is a privilege to be considered an expert in multi-family and condominium lending in one of the most dynamic real estate markets in the country. Larry grew up in Seattle and attended Bishop Blanchet High School. As a scholarship athlete under Coach Don James from 1980 to 1984, he graduated with a degree in Political Science and a minor in Economics from the University of Washington. He has been married for 27 years to the finest human being he’s ever met. They share their lives with three thriving young adult children and their faithful best friend, Captain Steele, a Golden Retriever. They are proud members of the Holy Family Catholic Church and Larry enjoys playing golf (poorly) in his spare time. |
Tracy White
Poulsbo Home Lending
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NMLS# 405742 21650 Market Pl NW Phone: |
Tracy White, who came to 1st Security Bank Home Lending in January of 2013, is one of the area’s most successful managers and loan officers. A Bremerton resident since 1978, the Olympic High School graduate started in the home lending industry with Lynnwood Mortgage in 1986. In 1994, after working for eight years as a loan processor, Tracy became a loan officer and branch manager. She remained with the company for 27 years, during its change to a full service savings bank (Golf) and later through a merger with Sterling Bank. She was an annual member of the company’s Chairman’s Club, honoring its top producers, is a member of Seattle Magazine’s Top Loan Officers, and consistently receives 100% customer satisfaction reviews. Married to David White, the couple has two adult daughters, Jessica and Shannon. In joining 1st Security Bank, Tracy is reunited with many of her co-workers from the past and is excited to lead the new Poulsbo Home Lending team. “The bank’s vision and commitment to being a great place to work and a great bank fit my goals perfectly,” Tracy commented. “The company fully supports the success and growth of its home lending business and provides the leadership and resources that will lead us to success.” |
Tara K Brown
Ellensburg Home Lending
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NMLS# 487445 114 W 4th Ave, Suite 208 Phone: |
I am focused on helping you obtain a loan that is affordable and allows you to achieve your goals. Plus, I’ll keep you informed every step of the way. I can get started online, in-person or over the phone. I want to work on your schedule — when it’s most convenient for you. Whether you are purchasing or refinancing, I value your business. What is most important to me is having your best interest at heart. I look forward to working with you reach your home financing goals. |
Kim Stallcop
Puyallup Home Lending
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NMLS# 105457 2910 S Meridian #180 Phone: |
Kim joined 1st Security Bank Home Lending in 2014 and brings nearly two decades of experience to the home lending team. She has worked with thousands of homeowners, many of them repeat customers, and has an in-depth knowledge of a full list of loan programs, including FHA, VA, Conventional, Portfolio, Rehabilitation and Construction, as well as the Washington down payment assistance program. |