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Save time and money

Use Bill Pay in online banking and enjoy these convenient features:

  • Create customized lists of payees to make bill paying quick and easy by entering the information only once.
  • Schedule payments in advance by choosing the date you want them paid.
  • Never forget a bill again! Schedule recurring payments so that regular bills are automatically paid, thus saving late fees and potential dings on your credit report.
  • Track your bill payment history, including the date you paid, the recipient of the payment, and the payment amount.

To set up Online Banking with Bill Pay, click here and enter the required information. If you are already an Online Banking user, simply log into Online Banking, click on Bill Pay and follow the prompts to complete enrollment.

Bill Pay Process

Bill Pay operates on a “Deliver By” basis. This means that the date you select for a payment will be the date that you want the payment to reach the payee, rather than the date you want it sent on. When you initiate a payment to a payee, the system will display the earliest date on which the payment can be delivered, which may be different based on if the payment is sent via check or electronic payment. In most instances, funds will be removed from your account when the payment is delivered to the payee via check or electronic payment.

Example 1: Your utility bill is due on the 17th of January, and you know that Bill Payment will be delivered electronically. When you go to initiate the payment, select the date (blue dates are available dates) on which you would like the funds to be delivered to the utility company, in this case the 17th of January.

Bill Pay Process - Example 1

Example 2: You want to pay your neighbor for shoveling snow and would like the payment to be delivered as soon as possible. Because Bill Pay doesn’t have established relationships with individuals, the payment would be sent via check. When you go to initiate the payment, select the earliest date available for funds to be delivered, in this case the 5th of January.

Bill Pay Process - Example 2

Log in to Online Banking to get started:

Frequently Asked Questions

Bill payments can be delivered to payees electronically or by physical check. Payments sent to larger organizations who have opted in to receive electronic payments often receive funds electronically. Payment sent to individuals are almost always sent via a paper check.

Bill pay allows you to make one-time payments and scheduled recurring payments. 

An eBill is an electric copy of your paper bill that you can view anytime from within Bill Pay. Payees eligible to receive an eBill are identified by the “Get eBill” link on the left side of a payee’s name. Click on the link to open a new window to complete a short form to sign up.

You can view up to 24 months’ worth of Bill Pay history.

Electronic items usually take two business days to reach their destination and items sent by check usually arrive within seven business days. When a payment is scheduled, you will see the soonest available date on which the payment can be received by the payee.