Say hello to neighborhood banking that puts you 1st.
At 1st Security Bank, we believe that local relationships make the difference, and that’s what sets us apart. Our comprehensive suite of commercial lending and treasury management offerings provide you the reassurance of having a solid business banking partner who is invested in you and your success.
Types of Financing Available
Commercial and Industrial Lending
Commercial Term Loans: Equipment financing; leveraged buyouts/company acquisitions; working capital
Commercial Lines Of Credit: Revolving & seasonal lines of credit; annual capital expenditure (CAPEX) facilities
Commercial Real Estate Loans: Purchase and refinance owner-occupied real estate; build-to-suit, cash out
Specialized Lending
Nonprofit Lending: Real estate acquisitions/refinance; lines of credit; bridge financing for pre-grant activity
SBA Lending: Preferred Lender, 7(a) and 504 loans
Professional Services Lending: Medical, Dental, CPA practices; Law firms
Linked Deposit Participant: Offering up to 2% discount on financing needs for women- and minority-owned businesses certified with the Office of Minority & Women’s Business Enterprises
Commercial Treasury Management Tools
Business Online Banking
- Add users and manage permissions according to job functions
- Notifications and alerts received via email or text
- Robust reporting capabilities
Automated Clearing House (ACH) and Wires Online*
- Our ACH platform supports collection, payment, payroll, and tax payment services
- Ability to perform outgoing domestic and international wires in US funds online
- Ability to create templates in multiple formats
Remote Deposit Capture*
- Ability to deposit checks at the office or at home with a check scanner
- Single feed and multifeed scanners available
- Multiple accounts or businesses can be linked to the same scanner and profile
*Subject to approval
Specialized Commercial Products and Services
Positive Pay
- Enhance your fraud protection with ACH, Check, and Payee Positive Pay
- Access Positive Pay directly from Business Online Banking
- Ability to prevent unauthorized check and ACH transactions
Commercial Card*
- Help your business maximize working capital
- Leverage an easy and economical way to make your purchase order and expense reimbursement process more efficient
Merchant Services*
- Accept credit cards through our Merchant Services partner, offering competitive rates
- Easy accounting and software integration
*Subject to approval